capital

Capital Substitutes for Labor — and Vice Versa

Retirement planning has changed a lot since the economic downturn. But the things you need to understand and do are still very simple.

Simple Living Through Capital

There are a lot of ways to live simply. My personal favorite is living simply through capital — and it's easier to do than you might expect.

Unlikely Sources of Capital

Credit lines, angel investors, and your personal savings are great places to get money for your business, but they certainly aren't the only ones. Consider these alternatives.

Guest Post: Living off Capital

I have a guest post up on The Simple Dollar that talks about Living Off Capital.

A Society of Fear

Society has been organized to make the wage slave/debt slave trap the default path for almost everyone.

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Understand Capital Costs

Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it

Don't let low interest rates make you stupid

When I went off to college in 1977, inflation was high and rising, but the maximum interest rate you could earn on a savings account was capped by the government at a fraction over

Retirement on the installment plan

Among the fraction of the population who manage to put money aside, many view their investments through the lens of retirement.  They've got a number in mind--call it $X--enoug

How much do I need to retire? How much can I spend?

Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are alr

On the importance of having capital

One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr