Articles on Career and Income

Section 529 Plans

For parents interested in setting aside money towards college expenses for their children, a Section 529 account is one of the best ways to do so.

Federal Perkins Loans

Where a Stafford Loan or Parent PLUS Loan is available to just about any college student, a Federal Perkins Loan is only available to students who can expect only a minimal level o

Parent PLUS Loans

Parents can take out low-interest loans in order to help their children pay for school. With a Parent PLUS loan, parents can borrow directly from the federal government and receive

Federal Student Loans

Depending on the type of help you need with paying for college, knowing the differences between government financial aid programs can make a big difference in finding a loan that r

College Financial Aid Options

By understanding the different types of financial aid available to college students, parents and students can determine the best types of aid for their situation.

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

Series I and Series EE U.S. Savings Bonds

U.S. savings bonds can provide one of the simplest approaches to saving for college. When you cash them in to pay for your child's college expenses, you will be able to do so witho

Coverdell Education Savings Accounts

The Coverdell Education Savings Account (also known as the Coverdell ESA) is a college savings option that allows you to save money towards your child's college expenses with tax a

3 Technologies That Help Stay-At-Home Moms Build an Online Business

It takes a certain amount of perseverance and creativity to mesh your personal and professional life. While Moms have moved beyond the days of working in their pajamas and scheduli

Book Review: How Gen Y Employees Can Save You Money and Grow Your Business

Generation Y is generally defined as the group of people born between 1977 and 1995. In the book, Y-Size Your Business: How Gen Y Employees Can Save You Money and Grow Your Busines

For Love or Money: Must It Be One or the Other?

A recent Wise Bread article explored whether the career advice “do what you love” is idealistic or sensible. I don’t see it as black or white; this article examines a few x-factors

Dream Job or Day Job?

Most people I know have a frustrated passion. There's something they'd rather do a lot more of, but making a living gets in the way. Some people simply accept that their passion wi

Do What You Love: Idealistic Nonsense Or Good Advice?

"Do what you love" has always been the cheesiest advice you can give a young person, but can it really be solid advice? In anything you do, there's the struggle of between paying t

How to Preserve Critical Vendor Relationships

Monitoring cash balances is essential and withholding payments until the last moment may be necessary, but be careful: being slow to pay  may alienate you from vendors.

Coming Soon: Good Times for Temp Workers

During a recession is the worst time to be a temp -- whatever work companies have will go to employees, as a way to avoid having to lay them off. Another bad time is middle of a re

Resources for Freelancers

Changes in the economy have pushed more and more people into part-time, temporary, and freelance work, as more and more companies cut back on traditional, long-term, full-time empl

The Law (of) Suits: Insurance for Men

If you are of working age and not independently wealthy through some sort of athletic ability, pop song, technological innovation or government bailout or defense contract, you nee

Book Review: Becoming a Category of One Second Edition by Joe Calloway

In Becoming a Category of One, business consultant Joe Calloway writes about how companies can successfully beat their competition by creating their own category of business and be

How to Explore Your Antique Attic Treasures for Profit

Supplemental income can be as close as your attic or your basement. Start learning about the items in your house that can bring in some extra cash. Antiques are a big business but

Network Marketing Parties: Opportunity or Emotional Blackmail?

The crux of network party-marketing: feelings. Should your emotions enter into your shopping experience? At these parties, I have experienced the feeling of largesse because I coul