credit

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

Frayed Relationships, Damaged Credit, and Costly Additions — What a Multi-Generational Home Might Cost You

Multiple generations living under one roof is becoming more common. Keep the family peace by planning for some of the potential pitfalls.

The 6 Biggest Financial Decisions in Your 20s

Your 20s are exciting — but also the time to get your finances straight for the decades to follow. Make these smart money moves before it's too late.

6 Times to Use Credit Cards Instead of Cash

Frivolous use of credit cards is a good way to slip into debt, but if used wisely, plastic can boost your credit and help your finances. Here's how.

Denied a Mortgage? Here's How to Fix It Fast

Depending on why a mortgage is denied, disappointed homebuyers often still have a shot at homeownership. Find out how to go from no to yes.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

5 Ways Life Is Amazing With an 800 Credit Score

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

5 Times You Should Say Yes to New Credit Card Offers

Usually you're better off shredding all those credit card offers that come in the mail. Find out when to break out the letter opener instead.

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

9 Signs You're Suffering From Lifestyle Inflation

Keeping up with the Joneses is not the only sign of creeping lifestyle inflation. How many of these signs of profligacy do you recognize?

Wise Bread Reloaded: President Obama's Credit Card Declined at Pricey Restaurant (and How You Can Avoid the Same Fate)

Credit card fraudsters respect no one, not even the leader of the free world. Find out how to protect your identity in this week's look back.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

If You're Doing These 5 Things, Your Saving Efforts Are for Nothing

Saving is hard, but chances are, if you're doing any of this stuff with your money, you're not saving at all.

6 Warning Signs That You Need to Stop Using Your Credit Cards

Consumer credit is a wonderful convenience. It can also be a terrible burden. Learn to identify the signs of a burdensome credit relationship.

6 Pieces of Credit Card Tech That Will Blow Your Mind

Get ready to replace your old credit cards with new tech that promises to make paying with plastic easier — and more secure — than ever before.

Never Use Your Credit Card to Pay for These 10 Things

Paying with plastic can be really convenient — it can also be really, really expensive. Avoid the extra costs by avoiding these 10 purchases.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

4 Financial Mistakes That Limit Your Freedom

The mistakes you make with money hurt more than your finances — they limit your freedom. Are you making any of these mistakes?