credit

Never Use Your Credit Card to Pay for These 10 Things

Paying with plastic can be really convenient — it can also be really, really expensive. Avoid the extra costs by avoiding these 10 purchases.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

4 Financial Mistakes That Limit Your Freedom

The mistakes you make with money hurt more than your finances — they limit your freedom. Are you making any of these mistakes?

What Is Your Financial Kryptonite (and How to Conquer It)

Is it shoes? Saving? Fear of investing? Learn how to recognize your personal finance kryptonite — and then learn how to beat it.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

Don't Get Taken by the Latest Secure Credit Card Scam

A fake bank is offering phony secured credit cards to consumers with troubled credit histories, and reading the fine print may not be enough to protect you.

How to Get Back on Track When You're Behind on Your Bills

The bills are punctual, but your payments keep leaving late. Get ahead of your payables by knowing what you owe and making a plan to pay it.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Ask the Readers: Should College Students Have a Credit Card?

Tell us if you think college students should have a credit card and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: The Credit Edition

Today, we are bringing you some of the best articles about all things credit!

3 Costs Even the Lean Can Cut

You cut costs and weathered the recession. With the threat of a double-dip recession looming, you may have to find more to cut. Here are three places to look.

Best Money Tips: Credit Card Tips to Live By

Today we found some awesome articles on credit card tips to live by, what to do if you hate your job, and road trip money saving tips.

3 Ways To Build Good Business Credit With Bad Personal Credit

A bad personal credit rating is not the end of the world -- or your small business. It's a problem to be managed, just like any other.

Beware of the Phrase "We Can Cut Your Debt In Half!"

Debt settlement agencies claim they can cut your debt in half. But sometimes they don't follow through on their promises...and can even make things worse.