credit

6 Credit Card Mistakes That Could Be Ruining Your Credit

Your credit score is vital to your financial health. Don't let these common credit card errors tank it.

Should You Sign Up for That Store Credit Card?

Store credit cards are sometimes good for building credit. But their terms can make them less attractive than many other cards. Should you get one?

Don't Make These 6 Credit Card Sign-Up Bonus Mistakes

There's nothing wrong with signing up for a new credit card to get in on the bonuses — just don't make these mistakes and lose out.

7 Ways to Save Loads of Money Using Credit Cards

Few financial products are as versatile and powerful as a credit card. Here are seven ways they can save you money.

How to Use Credit Cards Responsibly During the Holidays

It's easy to get carried away during the holidays. Here's how to enjoy the season, without running up big balances on your cards.

The Self-Employed Person's Guide to Getting Credit

Being self-employed is amazing — until you find yourself struggling to get financing. These tips will have lenders loving you.

4 Things You Need to Know About the Federal Reserve

You probably know that the Fed "sets" interest rates. Find out what else the nation's central bank does for you — and your money.

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.

How Credit Inquiries Affect Your Credit Score

Not all credit inquiries will affect your credit score. Here's what you need to know about those that do and those that don't.

6 Smart Auto Finance Options

Most of us can't afford to pay cash for a new or used car. Finding the right auto financing is easier than you think.

6 Things You Should Never Do When Applying for a Credit Card

Keep your credit reputation ship-shape and you'll qualify for more — and better — credit later. Here's how.

5 Times Credit Cards Are Smarter Than Cash

Stash your cash. If you stay on budget, credit cards really are a good bet for smart, simple, and safe spending.

Frayed Relationships, Damaged Credit, and Costly Additions — What a Multi-Generational Home Might Cost You

Multiple generations living under one roof is becoming more common. Keep the family peace by planning for some of the potential pitfalls.

The 6 Biggest Financial Decisions in Your 20s

Your 20s are exciting — but also the time to get your finances straight for the decades to follow. Make these smart money moves before it's too late.

6 Times to Use Credit Cards Instead of Cash

Frivolous use of credit cards is a good way to slip into debt, but if used wisely, plastic can boost your credit and help your finances. Here's how.

Denied a Mortgage? Here's How to Fix It Fast

Depending on why a mortgage is denied, disappointed homebuyers often still have a shot at homeownership. Find out how to go from no to yes.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

5 Ways Life Is Amazing With an 800 Credit Score

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

5 Times You Should Say Yes to New Credit Card Offers

Usually you're better off shredding all those credit card offers that come in the mail. Find out when to break out the letter opener instead.

The 5 Best Credit Cards With Annual Fees

Sometimes it makes sense to get a card with an annual fee, because the perks and rewards are worth it. Check out these best credit cards that make the cut.