credit card

Your Interest Rates Are About to Go Up

Posted 3 days 8 hours ago by Andrea Dickson

Credit Cards

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like it.

full story 16 comments

Why Would Anyone Pay Mortgages With Credit Cards?

Posted 4 days 4 hours ago by Xin Lu

Personal Finance, Real Estate and Housing, Credit Cards

Amex Black Card

Today I received an email from American Express that advertised a program where you can earn rewards by paying your Indymac mortgages with an American Express credit card. I do not have a mortgage, but I read this email and wondered, why would anyone pay their mortgages with a credit card?

full story 14 comments

Deal: Four Museum or Movie Tickets from American Express for $3 to $8

Posted 10 weeks 6 days ago by Xin Lu

Personal Finance, Frugal Living, Deals and Coupons, Deals, Food and Drink, Art and Leisure

If you are an American Express member, a promotion is currently going on called Museum or Movie. The deal is that if you make a certain number of purchases at participating merchants during 4/1/2008 and 5/31/2008 you can redeem the receipts for four complimentary movie tickets or museum tickets. If there is no movie theatre or museum location near you, they will send you a $40 Amex gift card. Here are a few ideas as to how you can take advantage of this deal for $3 to $8.

full story 5 comments

Six Horrible Financial Products You Should Avoid

Posted 19 weeks 2 days ago by Xin Lu

Personal Finance, General Tips, Real Estate and Housing, Investment, Credit Cards

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Read on for a list of six things I think people should avoid.

full story 18 comments

Swipe envy

Posted 27 weeks 6 days ago by Philip Brewer

Personal Finance, Frugal Living

Poster that says, "Bad Credit?  No Credit?  Pay now so you can eat later" with a picture of a paid-value card

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food with actual money? Not any more! These guys have the cure for swipe envy!

full story 7 comments

Credit Card Rewards Programs

Posted 31 weeks 1 day ago by Nora Dunn

Shopping, Lifestyle, Credit Cards

credit card rewards

It is a murky world of credit card points, rebates, fees, and interest rates out there. A lot of it comes down to personal choice, but here is some information to aid your plight for a suitable credit card rewards program.

full story 3 comments

Call your credit card a "plastic check"!

Posted 35 weeks 4 days ago by Sarah Baughman

Credit Cards

Don't look at your credit card as a license to purchase something you can't afford-- just pretend it's a thinner, more swipe-able version of your checkbook.

full story 5 comments

Credit Card Offers - Now THAT'S Quality

Posted 1 year ago by Andrea Dickson

Filed Under: Credit Cards

  

I recently received a credit card invitation that clearly was put together by a computer or a chimpanzee, or a chimp with a computer. Inside, I am invited to apply for a credit card as a part of my business - my business, a little company apparently known as "Andrea Dickson Kimberly D Scott@ [redacted].com". You can sort of see the name in the picture of my simulated credit card from the offer, above.

Yes, I've never been good with naming businesses, so I decided to name my non-existent business after myself and my sister's email address.

Continue reading "Credit Card Offers - Now THAT'S Quality"

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I'll have one Visa credit card, hold the APR

Posted 1 year ago by Andrea Dickson

Filed Under: Credit Cards

Why bother with middling details, like the interest rate? Just go ahead and get that card. Bank of America can help!

I do most of my banking at Bank of America. I don't adore Bank of America, but they've always been pretty good. Customer service is handy and friendly, and they've never really tried to screw me over. That's why I was surprised, while visiting my local branch, to see a big dry erase board behind the counter with the words "WANT 20,000 FREE AIR MILES? ASK US HOW!" written on it.

Continue reading "I'll have one Visa credit card, hold the APR"

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Dear Capital One

Posted 1 year ago by Andrea Dickson

Filed Under: Credit Cards

Dear Capital One,

I think we need to have a talk.

My beef with you has been documented here. Readers know that I tried, many a time, to get lower interest rates from you so I could pay down my debt faster. I have a good income. I have good credit. I had been using your credit card for a long time - you owed me that.

Continue reading "Dear Capital One"

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83rd Carnival of Debt Reduction Webcomics Edition

Posted 1 year ago by Will Chen

Filed Under: Personal Finance

Comic Con Superhero

Welcome fellow taxpayers and Lifehackers to the 83rd Carnival of Debt Reduction!

To alleviate some of the tax day gloom, I randomly attached some links to webcomics throughout the posts. Think of them as easter eggs you never knew you wanted. Enjoy!

Continue reading "83rd Carnival of Debt Reduction Webcomics Edition"

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15 to 35% Off Turbo Tax Online

Posted 1 year ago by Will Chen

Filed Under: Deals and Coupons, Taxes

turbo tax logo

Fidelity.com is offering its registered visitors 35% off TurboTax online. Registration is free. Just click on the link "visitors" on the bottom left-hand corner. Fidelity doesn't ask you to verify your personal information nor does it verify your email address. If you're already a registered user, go here for the TurboTax discount.

Continue reading "15 to 35% Off Turbo Tax Online"

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Telemarketers Prank Call Me - 800-266-9420

Posted 1 year ago by Andrea Dickson

Filed Under: Consumer Affairs

Almost immediately after receiving my new VISA card in the mail, I began receiving calls from a number that showed up on my caller ID as 800-266-9420. The first few times, when I answered the calls, there was that weird mechanical pause, the one that tells you that the computer is alerting the telemarketing rep that they've got a live one. I waited patiently, and asked the telemarketer on the other end to tell me how they got my number.

Continue reading "Telemarketers Prank Call Me - 800-266-9420"

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I've got my eye on you, WaMu

Posted 1 year ago by Sarah Winfrey

Filed Under: Credit Cards

Going Crazy

What happens when you try to transfer funds to or from any account having to do with WaMu? Nothing good, apparently (thanks to Consumerist for that link). For all their talk about customer service, WaMu hasn't done too well for my husband and I over the last month.

Continue reading "I've got my eye on you, WaMu"

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I Don't Love Capital One - How to Get a Lower APR, or Possibly Not

Posted 1 year ago by Andrea Dickson

Filed Under: Credit Cards

I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. I'm a good customer of Capital One; I keep a revolving balance that should make them happy, and I pay my bill religiously.

Continue reading "I Don't Love Capital One - How to Get a Lower APR, or Possibly Not"

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Man Tears Up Credit Card Application. Fills It Out. Sends It In. Result: Card Approved!

Posted 1 year ago by Will Chen

Filed Under: Credit Cards

credit card trap

Go get a shredder immediately.

The mad scientist at Cockeyed.com tried a little experiment:

  1. Take a regular credit card application from Chase Mastercard.
  2. Tear it up into roughly 16 pieces.
  3. Tape it back together.
  4. Change the address on the application to ANOTHER address (his parent's mailbox).
  5. Put down his cell phone number as the contact number.
  6. Mail in the application (no stamp required, SCORE!)
  7. Wait a few weeks.
  8. Receive credit card in the mail.
  9. Post story on Internet. Scare consumers worldwide!

The best part is the fact that tearing up your application is suppose to be enough:

Continue reading "Man Tears Up Credit Card Application. Fills It Out. Sends It In. Result: Card Approved!"

Permalink | 9 comments

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