credit card

Credit Card Offers - Now THAT'S Quality

I recently received a credit card invitation that clearly was put together by a computer or a chimpanzee, or a chimp with a computer. Inside, I am invited to apply for a credit card as a part of my business - my business, a little company apparently known as "Andrea Dickson Kimberly D Scott@ [redacted].com". You can sort of see the name in the picture of my simulated credit card from the offer, above.

Yes, I've never been good with naming businesses, so I decided to name my non-existent business after myself and my sister's email address.

Continue reading "Credit Card Offers - Now THAT'S Quality"

Permalink | 4 comments

I'll have one Visa credit card, hold the APR

Why bother with middling details, like the interest rate? Just go ahead and get that card. Bank of America can help!

I do most of my banking at Bank of America. I don't adore Bank of America, but they've always been pretty good. Customer service is handy and friendly, and they've never really tried to screw me over. That's why I was surprised, while visiting my local branch, to see a big dry erase board behind the counter with the words "WANT 20,000 FREE AIR MILES? ASK US HOW!" written on it.

Continue reading "I'll have one Visa credit card, hold the APR"

Permalink | 5 comments

Dear Capital One

Dear Capital One,

I think we need to have a talk.

My beef with you has been documented here. Readers know that I tried, many a time, to get lower interest rates from you so I could pay down my debt faster. I have a good income. I have good credit. I had been using your credit card for a long time - you owed me that.

Continue reading "Dear Capital One"

Permalink | 6 comments

83rd Carnival of Debt Reduction Webcomics Edition

Welcome fellow taxpayers and Lifehackers to the 83rd Carnival of Debt Reduction!

To alleviate some of the tax day gloom, I randomly attached some links to webcomics throughout the posts. Think of them as easter eggs you never knew you wanted. Enjoy!

Continue reading "83rd Carnival of Debt Reduction Webcomics Edition"

Permalink | 4 comments

15 to 35% Off Turbo Tax Online

Fidelity.com is offering its registered visitors 35% off TurboTax online. Registration is free. Just click on the link "visitors" on the bottom left-hand corner. Fidelity doesn't ask you to verify your personal information nor does it verify your email address. If you're already a registered user, go here for the TurboTax discount.

Continue reading "15 to 35% Off Turbo Tax Online"

Permalink | 1 comment

I've got my eye on you, WaMu

What happens when you try to transfer funds to or from any account having to do with WaMu? Nothing good, apparently (thanks to Consumerist for that link). For all their talk about customer service, WaMu hasn't done too well for my husband and I over the last month.

Continue reading "I've got my eye on you, WaMu"

Permalink | 15 comments

I Don't Love Capital One - How to Get a Lower APR, or Possibly Not

I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. I'm a good customer of Capital One; I keep a revolving balance that should make them happy, and I pay my bill religiously.

Continue reading "I Don't Love Capital One - How to Get a Lower APR, or Possibly Not"

Permalink | 15 comments