credit card

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Always Use Cash for These 5 Things

Nothing's easier for paying than swiping plastic, but cash is still king, and sometimes it'll save you some money, too.

How to Get 5-20% Cashback on... Pretty Much Everything

The Discover It Card gives you 5-20% cashback on, well... pretty much everything, thanks to a 200+ list of participating retailers that's just that strong.

Miracle Device Coin Rolls All Your Credit Cards Into One

Coin's like a universal remote for your plastic: a magical device that lets you store and toggle among all your cards, without actually having to carry around any of them.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

Ask the Readers: When Did You Get Your First Credit Card?

Tell us when you got your first credit card for a chance to win 1 of 3 $20 Amazon gift certificates!

Do You Spend More with Cash or Credit?

I totaled up all my credit card expenses in 2010 to try to figure out if I spent more using credit than I would have with cash. Here's what I found.

How will the new credit card rules affect consumers?

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconc

Chase reverses new maintenance charges

Back in January, I wrote a post about finding a new $10 "maintenance fee" for my Chase credit card -- the one I was never late on and had a transfer balance that guaranteed me a 3.

Is your credit score suffering without your knowledge?

Credit card companies are tricky little jerks during the best of times. But now, with a lousy economic forecast and limited access to funds that can be loaned to consumers, banks a

Your Interest Rates Are About to Go Up

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

83rd Carnival of Debt Reduction Webcomics Edition

Welcome fellow taxpayers and Lifehackers to the 83rd Carnival of Debt Reduction! To alleviate some of the tax day gloom, I randomly attached some links to webcomics throughout the posts. Think of them as easter eggs you never knew you wanted. [more]

Telemarketers Prank Call Me - 800-266-9420

Constant calls from 800-266-9420? Fight back.

I Don't Love Capital One - How to Get a Lower APR, or Possibly Not

I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. [more]