Posted 12 weeks 2 days ago by Philip Brewer
Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action settlement over allegations that credit card companies conspired to set and conceal the fees they charged for foreign transactions.
Posted 14 weeks 4 days ago by Anthony Marrone
Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position into its proper perspective, and begin to take ownership of my financial decisions and decision-making. However, even after completing a total overhaul of my spending and budgeting, there are some financial pitfalls I cannot avoid.
Posted 15 weeks 1 hour ago by Paul Michael
It was bound to happen. I just thought it would happen over here first. Today BECKY BARROW and JAMES CONEY of The Daily Mail broke the story that banking giant Egg, a household name in Britain, will block over 160,000 customers from using their credit cards. Is this a sign of things to come?
Posted 16 weeks 1 day ago by Xin Lu
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock markets. This move means different things for different people and for some consumers it is excellent news. How could these consumers take advantage of this event?
Posted 23 weeks 1 day ago by Carrie Kirby
Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.
Posted 26 weeks 3 days ago by Nora Dunn
I charge absolutely everything to my credit card. Everything. Even $3 purchases if I can. Why, you ask, in a world where credit cards are "evil", would I do such a thing? Read on...
Posted 26 weeks 4 days ago by Andrea Dickson
Do you find it as difficult to talk to friends about money as I do? If you had friends that you believed were about to go into bankruptcy, would you do anything to try and stop them? Is it worth risking a friendship to discuss delicate matters like money?
Posted 34 weeks 2 days ago by Philip Brewer
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spending no cash at all for weeks or months at a time. A no-cash life may be good for bragging points, but I suggest you carry some cash anyway.
Posted 37 weeks 5 days ago by Paul Michael
I’d like to start this article by pointing out that Paypal is a fabulous resource and I use it often. I feel safe buying items, especially items on eBay, with my Paypal account. But over the past few months I’ve noticed that more places accept Paypal and I began to wonder…is this going to create a generation of impulse buyers?
Posted 38 weeks 3 days ago by Philip Brewer
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental misunderstanding of what debt is. Your debt repayment is not an expense, it's an internal transfer. The only part that's an expense is the interest. The rest of the money was spent some time in the past, when you incurred the debt.
Posted 38 weeks 5 days ago by Nora Dunn
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've accrued is painful. The good news is you can snowball your progress against mounting debts if you do it the right way.
Posted 47 weeks 8 hours ago by Julie Rains
The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fees. For example, when I paid all but a tiny portion of my balance, the finance charge was calculated on all of my purchases during a given month rather than just on the balance over 30 days. It’s these nuances that drive me batty.
Posted 49 weeks 1 day ago by Jessica Harp
When’s the last time you saw the interest rate and fees on your credit card go down? Yes, you read that right. Down. If you’re like most Americans, the likely answer to this question is never. Now, what if I told you that eliminating your fees and slashing your interest rate by five, ten or fifteen percent is as easy as picking up the phone and dialing the number on the back of the card? Yes, seriously! Just follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket!Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.
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| Posts | Cmts | |
|---|---|---|
| Carrie Kirby | 4 | 2 |
| Julie Rains | 3 | 12 |
| Linsey Knerl | 11 | 25 |
| Margaret Garcia-Couoh | 3 | 3 |
| Myscha Theriault | 6 | 23 |
| Nora Dunn | 3 | 5 |
| Paul Michael | 10 | 21 |
| Philip Brewer | 11 | 66 |
| Xin Lu | 10 | 31 |
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