Posted August 24, 2009 - 06:11 by Silicon Valley Blogger
The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are careful about how you use your credit cards, you may actually come out ahead by using them. So what are some of the things we can do to get the most out of our credit cards?
Posted August 4, 2009 - 05:00 by Philip Brewer
I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards for transactions, not to borrow money--but looking at the rate they're charging reminded me that there are really three interest rates.
Posted July 14, 2009 - 09:00 by Silicon Valley Blogger
We've all got our different reasons for making a particular product choice, and it's no different when it comes to shopping for a credit card. As informed consumers, we should carefully review our reasons for applying for a particular card. And if you're a business owner, you have a few options to consider.
Posted June 17, 2009 - 17:45 by Nora Dunn
When a friend started quizzing me about different loan types the other day, I realized that there is a lot to know about the specific characteristics of the various species of loans. Do you know the basics yourself? If not, then check out this loan primer.
Posted June 9, 2009 - 09:32 by Linsey Knerl
We hear both sides of the argument all the time here at Wise Bread. Assuming that you think credit cards can be used responsibly, how would it be done? And for those who think credit cards are evil, why do you think so, and what do you use instead? Share your opinion, and be entered to win $10!
Posted May 28, 2009 - 07:10 by Philip Brewer
Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rules, as long as they're known in advance and fairly applied. During hard times, though, there's a strong temptation to ignore the rules in a search for a less-bad result. Both borrowers and lenders need to watch out.
Posted May 20, 2009 - 14:02 by Linsey Knerl
The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of guidelines will affect the average consumer, and in our recent Blog Talk Radio interview with The Wallet’s Mary Pilon, we learn that there’s more to credit cards than just law.
Posted May 16, 2009 - 12:23 by Xin Lu
I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer has to pay a small surcharge. Under a new measure being considered in the U.S. Senate, retailers may be given the go ahead to give more discounts to cash paying customers. Would this encourage consumers to ditch the plastic?
Posted April 9, 2009 - 10:16 by Paul Michael
You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 180 degrees from her usual advice. Why? Two words – the economy.
Posted March 27, 2009 - 10:00 by Silicon Valley Blogger
You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks to skyrocketing personal debt loads. But I have a completely different view of these cards. They have only served as positive tools for me; in my mind, it's all a matter of how you decide to make use of them. For those who are comfortable with credit card debt management, here are some reminders of how we can get the most out of our cards.
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