credit cards

Best of Personal Finance: Credit Where Credit Is Due Edition

Posted March 26, 2009 - 14:40 by Andrea Dickson

Personal Finance

Stacked.

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this week's Best of Personal Finance round-up, the web's PF bloggers look at debt of all kinds.

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Watch out for new credit card "policies" - CHASE card holders already hit with fees

Posted January 22, 2009 - 19:56 by Lynn Truong

Credit Cards

credit card

The other day as I was going through my monthly process of paying bills, I noticed one of my credit cards suddenly had an increase in the minimum payment by double. Additionally, I saw a "SERVICE CHARGE *FINANCE CHARGE" line item for $10!

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Debit Cards vs. Credit Cards: Fees and Fraud Protection

Posted December 23, 2008 - 05:33 by Will Chen

Credit Cards

visa debit card

Debit cards might be better than credit cards because in theory, you'll spend less if you are only paying with money you have. But how do debit cards stack up in terms of fees and fraud protection?

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Do we really need help with getting more debt?

Posted November 25, 2008 - 15:17 by Xin Lu

Personal Finance, Credit Cards, Consumer Affairs

Credit Cards

Today a new rescue program called the Term Asset-Backed Securities Loan Facility (TALF) was announced by the Treasury and Federal Reserve to support owners of securities backed by credit card debt, student loans, auto loans, and loans approved by the Small Business Administration. Supposedly this initiative will free up consumer credit, but the question is, are we really in need of more debt right now?

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You Can’t Save if You Don’t Try

Posted July 27, 2008 - 19:10 by Linsey Knerl

Personal Finance, Frugal Living, Shopping, Consumer Affairs

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That Aren’t.” Here’s why I disagree, and how I’ve successfully cashed in where others have walked away.

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Capital One: What’s In Your Envelope?

Posted July 11, 2008 - 03:07 by Linsey Knerl

Personal Finance, Consumer Affairs

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something worthwhile in a rather thick envelope, I got duped. And the contents weren’t even worth reusing…..

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Possible protections for credit card holders

Posted May 20, 2008 - 07:56 by Philip Brewer

Credit Cards, Consumer Affairs

Credit cards

The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect. It's worth looking at the proposals, though, to understand what's been going on just lately. If you haven't been paying attention, you probably have no idea what the credit card companies can legally do to you.

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Foreign exchange class action settlement

Posted February 20, 2008 - 09:27 by Philip Brewer

Personal Finance

Credit cards

Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action settlement over allegations that credit card companies conspired to set and conceal the fees they charged for foreign transactions.

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Budget Busters

Posted February 4, 2008 - 21:47 by Anthony Marrone

Personal Finance

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position into its proper perspective, and begin to take ownership of my financial decisions and decision-making. However, even after completing a total overhaul of my spending and budgeting, there are some financial pitfalls I cannot avoid.

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UK banks are blocking customers' credit cards. Will the USA be next?

Posted February 1, 2008 - 21:56 by Paul Michael

Personal Finance, Consumer Affairs

Axe the card

It was bound to happen. I just thought it would happen over here first. Today BECKY BARROW and JAMES CONEY of The Daily Mail broke the story that banking giant Egg, a household name in Britain, will block over 160,000 customers from using their credit cards. Is this a sign of things to come?

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