Posted January 24, 2008 - 00:34 by Xin Lu
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock markets. This move means different things for different people and for some consumers it is excellent news. How could these consumers take advantage of this event?
Posted December 6, 2007 - 09:07 by Carrie Kirby
Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.
Posted November 13, 2007 - 16:19 by Nora Dunn
I charge absolutely everything to my credit card. Everything. Even $3 purchases if I can. Why, you ask, in a world where credit cards are "evil", would I do such a thing? Read on...
Posted November 12, 2007 - 18:21 by Andrea Dickson
Do you find it as difficult to talk to friends about money as I do? If you had friends that you believed were about to go into bankruptcy, would you do anything to try and stop them? Is it worth risking a friendship to discuss delicate matters like money?
Posted September 19, 2007 - 06:34 by Philip Brewer
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spending no cash at all for weeks or months at a time. A no-cash life may be good for bragging points, but I suggest you carry some cash anyway.
Posted August 26, 2007 - 20:18 by Paul Michael
I’d like to start this article by pointing out that Paypal is a fabulous resource and I use it often. I feel safe buying items, especially items on eBay, with my Paypal account. But over the past few months I’ve noticed that more places accept Paypal and I began to wonder…is this going to create a generation of impulse buyers?
Posted August 21, 2007 - 13:51 by Philip Brewer
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental misunderstanding of what debt is. Your debt repayment is not an expense, it's an internal transfer. The only part that's an expense is the interest. The rest of the money was spent some time in the past, when you incurred the debt.
Posted August 19, 2007 - 17:13 by Nora Dunn
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've accrued is painful. The good news is you can snowball your progress against mounting debts if you do it the right way.
Posted June 22, 2007 - 15:31 by Julie Rains
The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fees. For example, when I paid all but a tiny portion of my balance, the finance charge was calculated on all of my purchases during a given month rather than just on the balance over 30 days. It’s these nuances that drive me batty.
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