credit cards

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

It Pays to Call and Ask

Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.

Top Seven Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

Can you talk to your friends about debt?

Do you find it as difficult to talk to friends about money as I do? If you had friends that you believed were about to go into bankruptcy, would you do anything to try and stop the

Carry some cash

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

Is Paypal making impulse buyers of us all?

I’d like to start this article by pointing out that Paypal is a fabulous resource and I use it often. I feel safe buying items, especially items on eBay, with my Paypal account. Bu

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

Junk Mail revenge part 2 - It's WAR!

In my last article about the dreaded junk mail, I showed you how to make some easy money from a ValPak coupon. Hopefully, a few of you have already taken advantage of that. Well, now it's time for the next stage of my anti junk mail campaign. [more]

Everything you should know about getting a credit card but didn’t have a clue to ask

The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fee

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Insider's tip: how rewards credit cards end up costing you more

Steve from Brooklyn used to work for a credit card issuer and he sent Wise Bread a great tip about the hidden dangers of reward cards.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

Credit Card Companies Still Evil; Congress Surprised

Credit card companies are all kinds of evil. I know it, you know it. Now Congress knows it. [more]

How To Get Mugged

Awesome, 10:45 and there's still one parking spot only a few buildings from mine. I do the parallel parking bit, grab my purse, lock the car, and start the quick walk to my apartment building. [more]