credit cards

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

9 Good Reasons to Choose a Credit Union Instead of a Bank

We're big fans of credit unions at Wise Bread, and once you get a look at this list of reasons why, you will be too!

8 Things People With Good Credit Never Do

Want good credit? Don't do this.

How to Get All of the Benefits of Your Credit Cards — and None of the Costs

Credit card companies know that consumers can't resist shiny rewards programs. Learn how to get the rewards, with none of the guilt (or debt!).

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Best Online Savings Accounts

Some online banks have great service, while others offer great interest rates. These five have both.

Ask the Readers: Should College Students Have a Credit Card?

Tell us if you think college students should have a credit card and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: The Credit Edition

Today, we are bringing you some of the best articles about all things credit!

Security Breach Puts 50,000 Credit Card Holders at Risk

A security breach at a third-party U.S. based processor may have compromised 50,000 Visa and MasterCard cardholders accounts.

Decoding The New Tax Rules For Merchants

Prelude to a national sales tax? Maybe not, but new IRS rules mean credit card companies and online payment processors now must report the transactions they manage.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Best Money Tips: Credit Card Tips to Live By

Today we found some awesome articles on credit card tips to live by, what to do if you hate your job, and road trip money saving tips.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

Can Your Spending Patterns Affect Your Credit?

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f