credit cards

Do we really need help with getting more debt?

Today a new rescue program called the Term Asset-Backed Securities Loan Facility (TALF) was announced by the Treasury and Federal Reserve to support owners of securities backed by

You Can’t Save if You Don’t Try

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Possible protections for credit card holders

The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect.

Foreign exchange class action settlement

Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action s

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

UK banks are blocking customers' credit cards. Will the USA be next?

It was bound to happen. I just thought it would happen over here first. Today

It Pays to Call and Ask

Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.

Top Seven Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

Carry some cash

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

Everything you should know about getting a credit card but didn’t have a clue to ask

The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fee

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

How To Get Mugged

Awesome, 10:45 and there's still one parking spot only a few buildings from mine. I do the parallel parking bit, grab my purse, lock the car, and start the quick walk to my apartment building. [more]