credit cards

Decoding The New Tax Rules For Merchants

Prelude to a national sales tax? Maybe not, but new IRS rules mean credit card companies and online payment processors now must report the transactions they manage.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Best Money Tips: Credit Card Tips to Live By

Today we found some awesome articles on credit card tips to live by, what to do if you hate your job, and road trip money saving tips.

5 Frugal Rules You Must Follow When Shopping at Costco

Everything is cheaper at Costco, right? Maybe not. Follow these tips to ensure that you don't waste money at the wholesale store.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

Can Your Spending Patterns Affect Your Credit?

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Borrowers, lenders, and others--beware trusting the government

Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule

New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of

Would you get rid of credit cards if stores give more discounts to customers who pay cash ?

I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer h

Suze Orman Tells Us To Pay ONLY The Minimum On Credit Cards. Wait, What?!

You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 1

10 Reasons Why I Prefer Credit Cards Over Cash

You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Watch out for new credit card "policies" - CHASE card holders already hit with fees

The other day as I was going through my monthly process of paying bills, I noticed one of my credit cards suddenly had an increase in the minimum payment by double. Additionally,

Debit Cards vs. Credit Cards: Fees and Fraud Protection

Debit cards might be better than credit cards because in theory, you'll spend less if you are only paying with money you have. But how do debit cards stack up in terms of fees and

Do we really need help with getting more debt?

Today a new rescue program called the Term Asset-Backed Securities Loan Facility (TALF) was announced by the Treasury and Federal Reserve to support owners of securities backed by

You Can’t Save if You Don’t Try

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Possible protections for credit card holders

The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect.