Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule
The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of
I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer h
You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 1
You can call this a defense of the maligned credit card. There are a lot of people out there who are very distrustful of credit cards and the companies that offer them, no thanks t
Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we
The other day as I was going through my monthly process of paying bills, I noticed one of my credit cards suddenly had an increase in the minimum payment by double. Additionally,
Debit cards might be better than credit cards because in theory, you'll spend less if you are only paying with money you have. But how do debit cards stack up in terms of fees and
Today a new rescue program called the Term Asset-Backed Securities Loan Facility (TALF) was announced by the Treasury and Federal Reserve to support owners of securities backed by
There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A
Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort
The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect.
Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action s
Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position
It was bound to happen. I just thought it would happen over here first. Today
Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.
I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.
I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've
The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fee
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