credit cards

You Can’t Save if You Don’t Try

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That A

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Possible protections for credit card holders

The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect.

Foreign exchange class action settlement

Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action s

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

UK banks are blocking customers' credit cards. Will the USA be next?

It was bound to happen. I just thought it would happen over here first. Today

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

It Pays to Call and Ask

Sometimes you have to ask 20 different people 20 different ways. It's usually worth it.

Top Seven Reasons Why I Use My Credit Card for Everything

I charge absolutely everything to my credit card. Everything. Here are the reasons why I am a credit card junkie.

Can you talk to your friends about debt?

Do you find it as difficult to talk to friends about money as I do? If you had friends that you believed were about to go into bankruptcy, would you do anything to try and stop the

Carry some cash

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

Is Paypal making impulse buyers of us all?

I’d like to start this article by pointing out that Paypal is a fabulous resource and I use it often. I feel safe buying items, especially items on eBay, with my Paypal account. Bu

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

Junk Mail revenge part 2 - It's WAR!

In my last article about the dreaded junk mail, I showed you how to make some easy money from a ValPak coupon. Hopefully, a few of you have already taken advantage of that. Well, now it's time for the next stage of my anti junk mail campaign. [more]

Everything you should know about getting a credit card but didn’t have a clue to ask

The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fee

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Insider's tip: how rewards credit cards end up costing you more

Steve from Brooklyn used to work for a credit card issuer and he sent Wise Bread a great tip about the hidden dangers of reward cards.

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.