credit cards

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

Discover Bank Review: You Know the Card, but What About the Bank?

With competitive rates and all the familiar online banking products and features, Discover Bank is worth considering for your banking needs.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

5 Best Cash Back Credit Cards

If you're responsible with your credit, a rewards credit card can be a nice perk -- free stuff! If you don't want to bother with points programs, choose a cash rewards card.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

5 Best Travel Reward Credit Cards

Jason's family has been earning free travel for over 20 years. These are his favorite travel rewards cards.

Ask the Readers: Should College Students Have a Credit Card?

Tell us if you think college students should have a credit card and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: The Credit Edition

Today, we are bringing you some of the best articles about all things credit!

Security Breach Puts 50,000 Credit Card Holders at Risk

A security breach at a third-party U.S. based processor may have compromised 50,000 Visa and MasterCard cardholders accounts.

Decoding The New Tax Rules For Merchants

Prelude to a national sales tax? Maybe not, but new IRS rules mean credit card companies and online payment processors now must report the transactions they manage.

6 Ways My Family Scores Free Travel With Credit Cards

Want to travel the world for free? Take advantage of my insider tips that took me years to learn!

Best Money Tips: Credit Card Tips to Live By

Today we found some awesome articles on credit card tips to live by, what to do if you hate your job, and road trip money saving tips.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

Can Your Spending Patterns Affect Your Credit?

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through you

10 Tricks to Save Money with Credit Cards

The most credit savvy among us have been able to use credit cards to their benefit in order to wisely and optimally save money even while charging on their cards. If you are carefu

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Personal or Business? Parameters for Choosing a Credit Card

We've all got our different reasons for making a particular product choice, and it's no different when it comes to shopping for a credit card. As informed consumers, we should car

Can credit cards be used for good, or are they just evil? (Answer to Win $10!)

We hear both sides of the argument all the time here at Wise Bread. Assuming that you think credit cards can be used responsibly, how would it be done? And for those who think cr

Borrowers, lenders, and others--beware trusting the government

Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule

New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of