credit history

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

10 Signs You Ought to Get Another Credit Card

Another what!? Yep, responsibly maintaining several credit accounts is good for your financial health. Know when to apply for your next.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

Open Secrets: Surprising Things Your Spending Reveals

Credit card companies, banks, retailers, and insurers may know more about who you are than your parents do. A lot more.

Building a Credit History

A good credit history can save you a small fortune over a lifetime. Here's how to build one.

How to Prevent Identity Theft

Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can