credit score

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

5 Things to Consider Before Buying a Home When You're Single

Single homeownership is on the rise. Before you embark on the homebuying process solo, consider some important factors.

6 Smart Reasons to Pay Your Credit Card Bill Before It's Due

You don't have to wait until the due date to pay your credit card bill. In fact, there are benefits to paying early.

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

3 Ways Student Loan Debt Can Affect Your Mortgage Application

Many factors can sway a mortgage approval. Your student loan debt is one of them.

3 Ways Retirees Can Build Credit

When you retire, many of life's little worries melt away. Unfortunately, worrying about your credit score doesn't.

5 Questions to Ask Before Signing Up for a New Credit Card

Getting a new credit might mean more rewards, or just a better utilization ratio. Just be sure you understand the ins and outs before you sign.

6 Things You Should Know About Joint Checking Accounts

Joint checking accounts offer plenty of convenience — but if you aren't careful, a few headaches, too.

What to Do If You Have a Tax Lien On Your House

Unpaid taxes can leave you with a lien on your home. Don't let this problem linger.

5 Steps to Getting Excellent Credit

An excellent credit score is within your reach! These healthy money habits will get you there — and probably faster than you think.

How to Make Ends Meet When You're House Poor

Home is meant to be a haven. If it's leaving you racked with debt (and stress), it's time to consider these options.

Pay These 6 Bills First When Money Is Tight

If your monthly budget just went bust, make sure to prioritize these important bill payments first.

How to Close a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

5 Financial Mistakes That Won't Hurt Your Credit Score

It might feel like every little money misstep gets reported to the credit bureaus, but sometimes, you're in the clear (at least with the bureaus).

Make These 5 Money Moves Before Applying for a Mortgage

It might seem like everyone under the sun gets approved for a mortgage, but don't be fooled — home loans are no joke. Make these money moves before applying.

4 Questions to Ask Before Getting a Credit Increase

Before you ask your credit card provider for a limit increase, take the time to ask yourself a few questions, too.