credit score

Credit Challenged? How Alternative Credit Data Can Help Those With Little or No Credit

Your thin credit record may not tell the whole story. Some lenders are starting to look at other information about you, too. Here's what you need to know.

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

What Does Your Junk Mail Say About You?

The kind of junk mail you receive can tell you a lot about the kind of person banks, retailers, and others think you are.

7 Things Your Credit Report Does NOT Include

Your credit reports may be handy snapshots of your financial health, but they don't show the whole picture. Find out what's missing.

Debunking 8 Common Credit Score Myths

If you want good credit, you need a good credit score. But when it comes to getting a good rating, you need to separate facts from fiction.

Don't Start a Family Before Reaching These 5 Money Goals

Raising kids isn't free. Before you grow your family, consider hitting these money goals first.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

Don't Carry a Balance? Here's Why You Still Need a Credit Card

You never carry a balance on your credit card, so why do you need one at all? Well, there are a few good reasons.

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

6 Signs You're Making All the Right Money Moves

Ever wonder if you're on the financial straight and narrow? If these signs all point to you, you are!

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.

Bad Credit? It Might Cost You Your Marriage

Your perfect partner is smart, funny, attractive. What more could you want from them? Add this to your list: a good credit score.

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

5 Things to Consider Before Buying a Home When You're Single

Single homeownership is on the rise. Before you embark on the homebuying process solo, consider some important factors.

6 Smart Reasons to Pay Your Credit Card Bill Before It's Due

You don't have to wait until the due date to pay your credit card bill. In fact, there are benefits to paying early.

How to Boost Your Credit With a Balance Transfer

A balance transfer can be a boon to your credit score. There are a few pitfalls to watch out for, too.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

Can Too Many Credit Cards Hurt Your Credit Score?

You're responsible with your credit cards, but you sure have a lot of them. Is that a bad thing?