credit score

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

Bad or low credit makes everything hard — even renting an apartment. Here's how you can still find a place when your credit is weak.

To re-fi or not to re-fi… managing a student loan today is surprisingly complex. Consider these factors before you decide.

Man's best friend may be loving and loyal — when he isn't chewing up your shoes, or your credit. Avoid these common credit score bite marks.

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

A secured credit card is a great way to repair (or build) credit. Before you sign up, be sure you understand the basics.

A secured credit card offers many benefits — if you know how to use them! Make the most of your secured card to rebuild credit faster.

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

With few exceptions, people with bad credit don't get there by accident. Avoid these bad credit habits and you'll avoid dinging your score.

A good credit score can help you get better rates on big purchases or loans. Start boosting your score with some simple steps.

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.