credit score

Everything a First-Time Home Buyer Needs to Buy a House

Buying a home for the first time can be super stressful. Get your finances move-in ready before you start your hunt, and it'll go easier than you expect.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

Beware of Adding Another User to Your Credit Card

Adding an authorized credit card user can help someone build their credit. But how exactly will it affect yours?

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

5 Ways to Improve Your Credit Score Fast

If your FICO score needs some TLC, these strategies will get it whipped into shape — ASAP.

10 Credit Card Truths You Wish You Could Tell Your Younger Self

If you could hop in a time machine, chances are you'd visit your younger, less responsible self to share some advice about smart credit card use.

You've Defaulted on Your Loan. Now What?

If late loan payments have snowballed into default, don't panic. It's time to dust yourself off and get back on track.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

5 Things Lenders Look For in a Loan Application

Ready to make a house a home? Get a leg up on a mortgage application by knowing what lenders are looking for.

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Should You Always Dispute Mistakes on Your Credit Report?

We all make mistakes, which is why you shouldn't skip regular reviews of your credit reports. Any errors there can cost you.

3 Times Bankruptcy Is the Right Move

A bankruptcy can take a terrible toll on your credit and your financial future. But sometimes it's the only way to escape debt and start anew.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

10+ Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?