credit score

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.

6 Times You Should Never Take a Loan

You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.

5 Ways Life Is Amazing With an 800 Credit Score

A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.

5 Things Most Likely to Give You Lousy Credit

With few exceptions, people with bad credit didn't get there by accident. Avoid these bad credit habits and you'll avoid dinging your credit.

7 Easy Ways to Raise Your Credit Score This Year

A good credit score can help you get better rates on big purchases or loans. Start boosting your score with some simple steps.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

How to Use Credit Cards to Improve Your Credit Score

There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.

Wise Bread Reloaded: President Obama's Credit Card Declined at Pricey Restaurant (and How You Can Avoid the Same Fate)

Credit card fraudsters respect no one, not even the leader of the free world. Find out how to protect your identity in this week's look back.

11 Reasons Your Credit Card Application Was Denied — And What You Can Do About It

Denied! Find out why your credit application was rejected by the bank, and then take steps to tighten your finances, and improve your credit score.

This One Ratio Is the Key to a Good Credit Score

Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

Save $70,000 (or More!) With 4 Simple Credit Score Boosts

The benefits of good credit — reduced interest paid on purchases — can add up to many thousands of dollars. Learn how to start improving your credit today.

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

12 Habits of Highly Responsible Credit Card Users

While regular credit card use can be harmful, these 12 responsible credit habits can help you build a stronger credit rating and a healthier bottom line.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

How to Rebuild Your Credit in 8 Simple Steps

Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.

Surprising Things That Can Kill Your Credit

We're all familiar with the damage a late payment can do to a credit score. But there are plenty of other credit-sinkers you might not know about.