Personal finance is personal — especially debt. But if you can overcome that hurdle, a partner may be the motivation you need to tame that balance.
We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.
A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.
There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.
Getting into debt is easy; getting out is the hard part. These strategies will help you aggressively attack and defeat your debts.
Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.
This post was prompted by a reader question, but it's an issue that many people face—we see versions of it all the time in the forums.
Paying off your debt isn't as FUN as playing beer pong, of course, but it's a much better way to think about it than your old wrinkly neighbor would have it.
The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your hous
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've
Sit ye down, hold your loved ones tight, and get ready for the seven deadliest sins of the modern day consumer.
In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]
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