debt

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.

Stop! Don't Cut Up Your Credit Cards

Put down the scissors, and step away from the plastic! You can catch up on credit card debt in much smarter ways than chopping up your cards.

My 2016 Budget Challenge: Everything Breaks

The second installment of this Wise Breader's budget challenge finds Max on the verge of a breakdown.

8 Tax Mistakes Millennials Make

With major money changes, come tax changes — and Millennials are often guilty of these common tax-time mix-ups.

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.

Don't Get Trapped by These Higher Education Scams

Too often higher education comes with empty promises and hefty bills. Learn to spot and avoid these money traps.

Speed Past Car Debt With This Simple Timing Trick

Satisfy your craving for that new car smell and get your household out of vehicle debt by staggering new car purchases every six years.

5 Sobering Facts About Credit Card Debt

These cold, hard facts about credit cards should be your wake up call. Be smart, tackle debt, and use your plastic responsibly.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

Stop Ignoring These 11 Financial Cries for Help

Are your finances throwing up red flags? It's time to stop ignoring these 11 signs you're in money trouble.

The 7 Best Credit Card Debt Elimination Strategies

You want out of credit card debt, and you want out fast. You have several options — which will work for you?

This Is How Much the Fed's Interest Rate Hike Might Cost You

The Fed is raising benchmark rates for the first time since 2008's economic meltdown. Here's how this move will affect borrowers.

America Is On a Roll: 5 Economic Predictions for 2016

The U.S. economy did pretty well in 2015, and the trend is set to continue. Here's what we think the economy will do in 2016.

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

Insights From the World's 9 Most Frugal Cultures

In every corner of the globe, there are people that spend less and save more than we do. Let's follow their lead.

4 New Year Budget Resolutions You Should Make Now

Chances are you'll make one or two financial resolutions on New Year's Eve. All we're saying is: Why wait?

9 Things Successful 30-Somethings Do

Forget the material things. These habits of successful 30-somethings lead to fulfilling, happy, and lucrative lives.

Spouses and Debt: Who's Really on the Hook for Those Bills?

Marriage is for better or for worse — even when it comes to credit card debt. Your spouse's unpaid debts may be affecting you, too.

Pets, Old Cars, and 3 Other Common Money Pits

Beware the money pit. Whether it's a new puppy or a vintage muscle car, you might be jumping into more spending than you can afford.

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.