debt

6 Money Moves to Make When You Move Back Home With Your Parents

A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

10 Credit Card Truths You Wish You Could Tell Your Younger Self

If you could hop in a time machine, chances are you'd visit your younger, less responsible self to share some advice about smart credit card use.

The Only 6 Rules of Frugal Living You Need to Know

Being frugal isn't a fad, it's a way of life — and a simple one at that. Cut through the clutter to the rules at the heart of frugal living.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

My 2016 Budget Challenge: Job Creation

From sourcing vintage car parts to freelance photography, Max Wong is tackling her budget challenge by conjuring jobs out of thin air.

Should You Sell Your Home to Pay Down Debt?

You may have to live in a van down by the river, but if you have equity, you can erase a lot of consumer debt by selling your home.

The 10 Biggest Lies We Tell Ourselves About Money

Who are you trying to kid, anyway? Quit telling yourself these major money lies.

11 Steps to Take When Bankruptcy Is Your Only Option

A bankruptcy can sting, but it just may be the lifeline your finances need.

Stop! Don't Cut Up Your Credit Cards

Put down the scissors, and step away from the plastic! You can catch up on credit card debt in much smarter ways than chopping up your cards.

My 2016 Budget Challenge: Everything Breaks

The second installment of this Wise Breader's budget challenge finds Max on the verge of a breakdown.

8 Tax Mistakes Millennials Make

With major money changes, come tax changes — and Millennials are often guilty of these common tax-time mix-ups.

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.

Don't Get Trapped by These Higher Education Scams

Too often higher education comes with empty promises and hefty bills. Learn to spot and avoid these money traps.

Speed Past Car Debt With This Simple Timing Trick

Satisfy your craving for that new car smell and get your household out of vehicle debt by staggering new car purchases every six years.

5 Sobering Facts About Credit Card Debt

These cold, hard facts about credit cards should be your wake up call. Be smart, tackle debt, and use your plastic responsibly.

10 Ways to Increase Your Net Worth This Year

Know your worth — your net worth, that is. Then focus on increasing it.

Stop Ignoring These 11 Financial Cries for Help

Are your finances throwing up red flags? It's time to stop ignoring these 11 signs you're in money trouble.

The 7 Best Credit Card Debt Elimination Strategies

You want out of credit card debt, and you want out fast. You have several options — which will work for you?

This Is How Much the Fed's Interest Rate Hike Might Cost You

The Fed is raising benchmark rates for the first time since 2008's economic meltdown. Here's how this move will affect borrowers.