debt

4 Places to Start Your Debt Management Crusade

Taking control of debt is essential to preventing it from getting out of hand. Here are some tips to get you started with a debt management plan.

Execution, Not Ideas, is Key. Duh!

Do you have many ideas but you've never put them into action? Admit it, you are lazy, and you lack the talent of initiation.

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

How to Get Yourself Into Debt

Rarely will you stumble across an article that actually tells you how to get into debt. It's time to end the discrimination and give people who want to get into debt a list of tips

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

I Am Doing Well Financially. Now What?

Eventually, there comes a point in time when you can actually afford a few niceties in life. How will you react?

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

Freedom From the Day Job

Should you quit your day job to work for yourself? The answer might lie in defining what "work" actually means to you.

Are Your Financial Habits Just Bad?

From brushing our teeth to buying little things we don't need, small bad habits can make a big difference in our lives. Learn how your habits might affect your bottom line.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

Financial Fear Factors

Living in the now is always the hardest part of overcoming fear about anything, especially fear of the lack of money.

How to Afford Payments on Your Adjustable Rate Mortgage

our adjustable rate mortgage is getting ready to adjust and you might not be able to afford the payment. So what can you do to keep your finances above water?

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

The U.S. Government Wants You in Debt

I’m going to out on a limb and make the bold statement: the United States government wants you in debt, rather than you saving money. Politics aside, I am going to discuss why I be

Why You Can't Stick with a Budget

A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to

Dealing With Debt: Credit Counselors

There are three heavily advertised ways to find help to dig out of debt: credit counseling, debt settlement and bankruptcy. Which is best? Let's find out, starting with a closer lo

How Debt Fools People

People who have a natural aversion to debt often wonder how some people get themselves into such terrible problems with debt. Don't they know how much it costs? Don't they understa

Contributing to a Roth Versus Paying Down Debt

This post was prompted by a reader question, but it's an issue that many people face—we see versions of it all the time in the forums.

Get a Grip on Your Debt: How to Obtain a Clear, Concise Financial Snapshot

Before we can tackle our debt problems, we need to know from where we are starting.

The Debt Trap: Factors That Have Led Us To Our Debt

We're a nation of borrowers. This reality is quite well illustrated by the personal stories and profiles covered by various media publications on the subject of consumer debt. Rec