education

Federal Stafford Loans

The federal government has established a student loan program to enable more students to obtain a college education. They come in two forms: subsidized and unsubsidized.

Federal Perkins Loans

Where a Stafford Loan or Parent PLUS Loan is available to just about any college student, a Federal Perkins Loan is only available to students who can expect only a minimal level o

Parent PLUS Loans

Parents can take out low-interest loans in order to help their children pay for school. With a Parent PLUS loan, parents can borrow directly from the federal government and receive

Federal Student Loans

Depending on the type of help you need with paying for college, knowing the differences between government financial aid programs can make a big difference in finding a loan that r

40+ College Resources for Parents and Students

Preparing to send your child off to college is an exciting time, but can also be filled with stress and anxiety. Here are tips for parents and students.

College Financial Aid Options

By understanding the different types of financial aid available to college students, parents and students can determine the best types of aid for their situation.

UTMA/UGMA Custodial Accounts

Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti

Series I and Series EE U.S. Savings Bonds

U.S. savings bonds can provide one of the simplest approaches to saving for college. When you cash them in to pay for your child's college expenses, you will be able to do so witho

Coverdell Education Savings Accounts

The Coverdell Education Savings Account (also known as the Coverdell ESA) is a college savings option that allows you to save money towards your child's college expenses with tax a

Calculating the Cost of College

One of the hardest parts of saving for your child's college expenses is calculating just what those expenses will total. Here are some ideas to get a better financial picture of th

How to Save Money for College

There are several different options for building a college fund that will cover part or all of a student's college expenses.

Don't Go to College to Learn

There are good reasons to go to college. And, if you do go to college, you will no doubt learn a lot. But you can learn anywhere — and probably learn more, better, and fast

5 Personal Finance Tips You Don't Always Hear About

We have all read about the usual personal finance tips being offered by the writers of the personal finance blogs around the internet and from the experts on television. They usual

How (and Why) to Start an Investment Club

Would you like to be on the same financial page with a group of people? Meet regularly with like-minded and fun individuals, and collectively learn about and discuss new financial

The Power of Mentorship

We all use mentors regularly without thinking about it. But if we take charge of our lives and consciously choose mentors, we can charge ahead of the game in leaps and bounds.

Learn techniques for sustainable living

In the long run, we'll all be living sustainable lifestyles. Many of us are already moving that way--positioning ourselves to live more sustainably--at a pace of our own choosing,

Not Rich Enough and Not Poor Enough

Most of my highschool classmates came from middle class families that were not extremely rich. During senior year, I noticed a situation where families were not wealthy enough to

School Bookstores Can't Afford Cheap Textbooks

I'm taking just one course this semester, with just one reasonably priced textbook. According to the back cover, the price was $29.95, but that isn't the price I paid. I pu

Sit in on a Class at MIT for Free!

What do John Hopkins, the University of Notre Dame, and Osaka University of Japan have in common? They all offer free access to their online in

Review of The Money Mammals DVD for Children

Snigglezoo Entertainment recently sent me a review copy of their Money Mammals DVD to try out. The results were both surprising and delightful.