electricity

Plan for expensive fuel

Does your budget include a contingency for fuel to get much more expensive? Because it ought to.

I learned about the need for contingencies early. My first attempt at setting up housekeeping took place in 1980-1981, right at the peak of an inflationary spurt that saw the consumer price index grow at 14%. My budget was completely destroyed by prices that went up by more than 1% per month.

So what's your contingency for a spike in fuel prices?

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Living Without Air-Conditioning Can Save Big Bucks This Summer

Living in 90 degree weather with over 70 percent humidity the past few days has not been easy here in rural Nebraska. Hearing others complain about it only makes it worse -- especially knowing that they probably have air-conditioning. My family and I have gone without it the past two summers, and I have learned a thing or two about foregoing a very expensive luxury that most people really can live without.

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Daylight "Saving" Time...What Does It Save, Anyway?

I've always liked long summer evenings, so I look forward to springing forward with daylight saving time every year. But not everyone feels the same way, and I recently learned some things about DST that make me wonder if it's a wise policy or an industry scam.

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