emergency

5 Emergency Situations You Must Prepare For (and 5 You Can Ignore)

It won't be the end of the world as you know it if you plan for likely calamities, but you probably don't need to prep for the end of the world.

The 5 Best Generators

With the help of an electric generator, you can keep your home going even when the power goes out. Find out which of these top-rated generators will work best for you.

What to Do (and Not Do) When You're in a Car Accident

An auto accident can be traumatic, and so can the aftermath. Follow these steps to protect yourself later.

What to Do If You're Hit With a Huge Medical Bill

If you're facing a large stack of medical bills with nowhere to turn, take a deep breath and fear not. You can pay off your medical debt without going broke.

The Types of Health Insurance Plans

When you're trying to navigate the health care maze, it can be difficult to even know what kind of plan you need. Eliminate the mystery with this guide.

Take an Imaginary Do-Over

When it comes to defining what you really need and want in life, it can help to imagine having nothing at all.

How To Plan For A Crisis

Bad weather, a devastating earthquake and chemical or industrial accidents can cost you plenty—even put you out of business—if you aren't prepared.

Ask the Readers: Are You Saving Up for an Emergency?

We want to hear your thoughts on food storage. Do you do it for emergency insurance? Do you have it only as a result of amazing CVS deals gone wild? Is it something you feel is imp

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?

Suze Orman Tells Us To Pay ONLY The Minimum On Credit Cards. Wait, What?!

You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 1

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

Emergency food supplies for the lazy skinflint

Anyone who's read Linsey’s great article on freezer emergencies will already have a great head start on saving your food, should the worst happen. But what about another solution a

Emergency Preparedness For Your Freezer

We’ve been weathering tornado season with your typical emergency planning and assortment of supplies. Candles, radios, and a clean basement shelter are ready to go at a moment's n

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

A second emergency fund you never spend?

I ran across this idea in a book by some financial guru years ago. The book was packed with an odd mix of obvious and kooky ideas, of which this was one of the latter. For some r

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

Live Like There's No Tomorrow

Two weeks after my husband had gotten a glowing performance review and his manager sent care packages for all our of our kids, he was told over the phone at a client meeting that h

Broken down? Turn your pencil into a flashlight.

If there's one thing I know about travel, it's be prepared. But it's sometimes easier said than done. We all know we should carry emergency supplies in the trunk of the car, and one of those essentials is a flashlight. [more]

3-6 months of living expenses?

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice