emergency

Emergency food supplies for the lazy skinflint

Posted 1 week 6 hours ago by Paul Michael

Frugal Living, Life Hacks, Food and Drink, Consumer Affairs

Emergency Food Supply

Anyone who's read Linsey’s great article on freezer emergencies will already have a great head start on saving your food, should the worst happen. But what about another solution altogether, for emergencies, that doesn't involve your freezer? A solution for those of us who just aren’t all that, well, organized and together? The answer lies in a big bucket at Costco.

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Emergency Preparedness For Your Freezer

Posted 2 weeks 1 day ago by Linsey Knerl

Frugal Living, Life Hacks, Food and Drink

We’ve been weathering tornado season with your typical emergency planning and assortment of supplies. Candles, radios, and a clean basement shelter are ready to go at a moment's notice. It had never occurred to me, however, to keep a rescue plan in place for my frozen foods – until the worst happened.

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Pessimism Pays - Why Expecting the Worst Can Save You Money

Posted 26 weeks 2 days ago by Lana Goodrich

Personal Finance

half empty glass

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may save you money in the long run - read why here.

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A second emergency fund you never spend?

Posted 38 weeks 5 days ago by Philip Brewer

Personal Finance

Ambulance

I ran across this idea in a book by some financial guru years ago. The book was packed with an odd mix of obvious and kooky ideas, of which this was one of the latter. For some reason, though, this kooky idea has stuck with me: Have an extra emergency fund with money that you'll never spend, even in an emergency.

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Figuring the size of your emergency fund

Posted 39 weeks 4 hours ago by Philip Brewer

Personal Finance

Firetruck

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3 to 6 months' spending is an arbitrary figure. Here's a few tips on sizing your emergency fund.

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Live Like There's No Tomorrow

Posted 43 weeks 6 days ago by Linsey Knerl

Budgeting

Two weeks after my husband had gotten a glowing performance review and his manager sent care packages for all our of our kids, he was told over the phone at a client meeting that he needed to return the rental car by 5:00 and apply for unemployment. I should have been a wreck, but I was prepared.

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Broken down? Turn your pencil into a flashlight.

Posted 50 weeks ago by Paul Michael

Filed Under: Cars and Transportation

pencil light

If there's one thing I know about travel, it's be prepared. But it's sometimes easier said than done. We all know we should carry emergency supplies in the trunk of the car, and one of those essentials is a flashlight. It can help you see the root of the problem under the hood or the beneath the car itself, and obviously it's invaluable at night. But if you don't have one, you can still see the light...if you have a pencil!

Continue reading "Broken down? Turn your pencil into a flashlight."

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3-6 months of living expenses?

Posted 1 year 4 days ago by Julie Rains

Personal Finance

wad of cash

Personal-finance experts often recommend having 3-6 months' worth of living expenses saved and easily accessible. In his July 1, 2007 Getting Going column ("Popular Advice You Shouldn't Take"), Wall Street Journal columnist Jonathan Clements offers alternatives to a cash account (e.g., savings account or CD). He's got practical ideas that relate to how people really think, live, save, and invest.

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Do You Need a Disaster Survival Kit?

Posted 1 year ago by Andrea Dickson

Filed Under: Life Hacks

I've always thought of disaster preparedness as something for the highly paranoid or mildly insane. But something about today's news (coverage of a Mid East weapons bazaar, heat beaming guns, Iran not backing down from its nuclear program, and my general feeling about our federal governments' competency in the face of major disasters) has made me a little spooked and slightly morbid. If nothing else, it has led me to believe that better safe than sorry is a mantra that I should be chanting all day.

Continue reading "Do You Need a Disaster Survival Kit?"

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