emergency funds

Where to Turn for Help When You Don't Have an Emergency Fund

If we've told you once, we've told you a thousand times — you need an emergency fund! But if disaster strikes, these last-minute answers can cover a cash crunch.

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

10 Money Moves to Make When a Layoff Is Coming

You've seen the warning signs. When you suspect job cuts are headed your way, it's time to get these money moves in motion.

Build Savings Faster With a Multiple Account Strategy

Trying to manage all your expenses out of one savings account? Your finances might actually be a little simpler with two or three accounts.

Why "Opportunity" Funds Are the New Emergency Funds

Sometimes the only thing between saving a lot and saving nothing at all is a turn of phrase.

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

8 Financial Decisions You'll Never Regret

Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.

6 Emergency Fund Myths You Should Stop Believing

You know you need an emergency fund. Don't let these common misconceptions keep you from starting one!

How Much Can You Afford to Risk In a Play Money Account?

Taking reasonable investment risks can be fun with "play money" you set aside for the purpose — just don't risk your retirement or emergency fund!

The 10 Biggest Myths About Investing

Investing isn't nearly as scary as many of us imagine. Let's debunk some of the biggest myths.

4 New Year Budget Resolutions You Should Make Now

Chances are you'll make one or two financial resolutions on New Year's Eve. All we're saying is: Why wait?

What's the Right Percentage of Cash for Your Portfolio?

Cash can play an important role when it comes to investing, but it can also slow overall portfolio growth. What's stability actually worth?

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

How Long Can You Really Live on Unemployment?

If you lost your job, could you afford to get by on unemployment benefits alone? It might be time to beef up that emergency fund.

Is Your Emergency Fund Big Enough to Keep You Afloat?

About 40% of Americans are unprepared for a sudden loss of income. Could your money handle the worst case scenario?

6 Financial Questions You Must Answer Before Going Freelance

Are you ready to strike out on your own? Before you drop your day job, make sure you really understand what your finances will look like.

10 Times You Shouldn't Invest in Stocks

Investing in stocks is a great way to build wealth — but not always. Here's how to decide whether the stock market is right for you.