Posted 27 weeks 2 days ago by Philip Brewer
Frugal Living
I get a particular negative jolt when I review a credit card bill and find a charge for something that's already over and done--a meal already eaten, a vacation already taken, a tank of gas already burned up. I'm much happier paying a charge when I can pat the thing purchased and know that it'll be serving some useful purpose for years to come. Just recently, though, I've found that I'm beginning to have a little more appreciation for those purchases that are only memories before they're even paid for.
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Posted 32 weeks 3 days ago by Philip Brewer
Personal Finance
For as long as there has been international trade, there has been a need to make international payments. To show up in person with gold or silver coins risked both your life and your wealth. Centuries ago--at least as far back as the early days of the silk road--this problem was solved with informal financial networks--networks that still serve the same functions today.
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Posted 50 weeks 5 days ago by Philip Brewer
Life Hacks
Travel presents the classic conundrum: If you have the money you don't have the time, and if you have the time you don't have the money.
You can travel on the cheap if you have friends or relatives that you can stay with. But even if you have some, they probably aren't all over the world, so your options are limited. Suppose, in addition to them, you had another twelve or thirteen hundred friends willing to give you a place to sleep? And suppose they lived in close to 100 different countries? Well, you very nearly do: The Passport Service.
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