fico

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

Building a Credit History

A good credit history can save you a small fortune over a lifetime. Here's how to build one.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als

Credit Scores

Maintaining a good credit score is important, no matter what your financial goals are.

Credit Scores Across the Country: Which Third are You In?

CreditKarma.com recently released a report that concluded about a third of consumer's credit scores have increased (that's good) during a period of October 2008 until January 2009.

Get Your Free Credit Score from Credit Karma

Credit Karma offers free credit scores to consumer with no strings attached. It is a truly free service: There's nothing to cancel and they don't ask for your credit card number.

The Four C's of Applying for and Managing your Credit

What exactly is your credit score? What factors are weighed when you apply for a loan? How can you improve your credit and ability to get great loan rates? And how can you unwittin