fico

How to Ditch a Credit Card Without Dinging Your Credit Score

You don't use that credit card anymore — but canceling might crush your credit score. Try these smarter methods of ditching that card.

5 Financial Mistakes That Won't Hurt Your Credit Score

It might feel like every little money misstep gets reported to the credit bureaus, but sometimes, you're in the clear (at least with the bureaus).

5 Myths About Credit Cards That Won't Go Away

Credit cards have been around for a long time now — and so have all these myths about paying with plastic.

Why Your Credit Score Matters in Retirement

Just because you've left the working world behind, doesn't mean you can leave the credit world behind. Here's how to keep your credit score golden, too.

FICO or FAKO: Are Free Credit Scores From Credit Cards the Real Thing?

Your credit card provider might offer your credit score —for free! — every month. Here's what you need to know about that complimentary number.

7 Apps That Monitor Your Credit for You

There's an app for everything these days — even credit monitoring. Now there's really no excuse!

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

5 Unfounded Credit Card Fears

The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!

5 Moves to Make If Your Loan Gets Denied

Your lender stamped a big fat "No" on your loan application. No sweat — make these moves, and "Yes" will follow.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

5 Things Lenders Look For in a Loan Application

Ready to make a house a home? Get a leg up on a mortgage application by knowing what lenders are looking for.

3 Terrible Things Foreclosure Does to Your Credit

A foreclosure stings, but you can rebuild. Here's what it will do to your credit, and the steps to take to get it back.

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

Is an FHA Home Loan Right for You?

With an FHA loan you don't need great credit — nor a lot of cash — to get into a home. What's the catch?

The 5 Best Credit Cards That Offer Free Credit Scores

Are you using a credit card that offers free credit tools and scores? These are the best ones that help you monitor and build your credit.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

FICO vs. Fakes: Are You Getting the Wrong Credit Score?

FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.

Building a Credit History

A good credit history can save you a small fortune over a lifetime. Here's how to build one.

How a Solid Credit Score Saves You Money

Your FICO credit score has a direct bearing on what kind of interest you can expect to pay on a loan, a mortgage or any other similar product. Many employers and landlords als