Articles on Budgeting

Ask @WiseBread a Question for Chance to Win a iPhone 5s or GS4

Ask our finance expert Jeff Rose (CFP) a personal finance question over Twitter. Contest ends tomorrow!

11 Ways Your Friends Can Save You Money

Your friends can help you get big discounts, live healthier and even get free stuff!

The Simple Way to Save Enough Money for Your Dream Goals

Stop dreaming about a house, a car, or a wonderful vacation. Make those big purchases real with this simple long-term savings strategy.

How to Spend Less on Everything in 2014

Many of us probably resolved to "spend less" this year, but didn't give the "how" much thought. Here are five "how's" to get you started.

Wise Bread & Cricket Wireless Team Up To Answer Your Financial Questions!

To ask us a question, simply tweet the question with hashtag #CricketTips.

Build a Better Budget in 5 Minutes Flat

Creating a basic budget truly is simple and easy, and so is maintaining it afterward. What are you waiting for? Take five minutes and start budgeting!

13 Ways to Come Out of Christmas With a Healthier Savings Account

The holidays are tough on the budget and on savings. Come out ahead this year with these creative income boosts and cost cutters.

3 Surprising Ways to Save on Wireless Bills

Cell phone voice and data charges can climb in a hurry. Keep your cell data bill manageable by managing your plan, and your usage, more cleverly.

9 Ways Americans Are Spending Differently (but Not Less)

After several years of decline, Americans are spending more again, but in different ways. For the frugal-minded, it's a reminder that thrift is an endurance race, not a sprint.

10 Sites and Apps to Help You Track Your Spending and Stick to Your Budget

One of the best ways to manage a budget and control your money is to actively track spending. All of these apps and online tools make tracking your expenses easy.

A Better Way to Rank America's Colleges

How should an American University be judged? By how well it serves the public good in three fundamental ways.

Psychology of Money: How We Secretly Want People to Make Us Buy Things

A good financial plan includes planning and budgeting for both needs and wants. Don't let short term wants steal from those wants you really desire.

3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking

These three methods barely require any effort — and they can have huge results.

SavedPlus Giving Away $3,000 to Wise Bread Readers

Get $20 just for trying out this free tool and chance to win $1,000.

Identify and Solve Your Spending Mysteries

Where does the money go? If you don't know, that's a problem. Discover how to identify your mystery expenses and get back on budget.

5 Frugal Celebrities Who Live Large on a Small Budget

Many celebrities make big bucks, and then use that money to make big purchases. But these five frugal celebrities know how to stretch a dollar.

Save More by Avoiding Multiple Bank Accounts

Have you been using multiple accounts to save for multiple goals? New research suggests a simpler system might lead to more saving.

8 Ways to Stop Spending — Today

If you're not in control of your spending, your spending is in control of you. Here's how to break the spending habit and regain control of your money.

What It Costs to Raise a Child

You probably already know (or, if you're not a parent, you've already guessed) that it costs a lot to raise a child. But just how much is "a lot"?

Evolve Your Money Management Beyond the Budget

Budgeting can be complicated, tedious, and inflexible. But for some, there's a simpler, more reliable way to accomplish the same thing.