Articles on Budgeting

15 Easy Ways to Lower Your Electric Bill

Dreading the AC expense this summer? Trim your energy costs year round with these simple tricks.

New Study Says You Should Spend Less on Kids Sports. Here's How.

Good news: spending less on your kid’s sports will actually make him better at them, according to new research. Now how to go about saving...

11 Freedoms You Gain by Spending Less

Want to live free of clutter, stress, strife, and want? Cut your spending and bank the savings! Here are 11 things you can enjoy when you do.

Why I Love Using Skype to Keep in Touch With Family and Coworkers

If you're not using Skype you're wasting a fortune on calls. Learn why I've been using Skype for years and how you can start saving today.

5 Great Money Lessons I Learned From My Immigrant Parents

Chinese households save 30% of their disposable income (compared to 6% for Americans). Want to know our secret?

7 Bizarre Ways to Stay on Budget (That Actually Work)

Good for you if you've made a budget! If you're struggling to stick to it, try one of these offbeat motivators and get back on track.

15 Easy Ways to Save for Your Dream Vacation

Think you'll never be able to afford your dream vacation? Think again! These 15 savings techniques will get you there.

The Only 3 Budgeting Apps You Need to Know About

Getting control of your money is a lot easier with a budget, and these budgeting apps make the process super simple.

7 Unnecessary Household Expenses You Can Cut Today

If your family doesn't examine these 7 common household expenses, you are wasting way too much money.

Ask @WiseBread a Question for Chance to Win a iPhone 5s or GS4

Ask our finance expert Jeff Rose (CFP) a personal finance question over Twitter. Contest ends tomorrow!

11 Ways Your Friends Can Save You Money

Your friends can help you get big discounts, live healthier and even get free stuff!

The Simple Way to Save Enough Money for Your Dream Goals

Stop dreaming about a house, a car, or a wonderful vacation. Make those big purchases real with this simple long-term savings strategy.

How to Balance Saving for Retirement, Emergency Fund, and Paying Off Debt

Funding the personal finance Big Three — debt repayment, retirement, and emergency cash — is possible if you follow a balanced plan, like this one.

How to Spend Less on Everything in 2014

Many of us probably resolved to "spend less" this year, but didn't give the "how" much thought. Here are five "how's" to get you started.

Wise Bread & Cricket Wireless Team Up To Answer Your Financial Questions!

To ask us a question, simply tweet the question with hashtag #CricketTips.

Build a Better Budget in 5 Minutes Flat

Creating a basic budget truly is simple and easy, and so is maintaining it afterward. What are you waiting for? Take five minutes and start budgeting!

13 Ways to Come Out of Christmas With a Healthier Savings Account

The holidays are tough on the budget and on savings. Come out ahead this year with these creative income boosts and cost cutters.

3 Surprising Ways to Save on Wireless Bills

Cell phone voice and data charges can climb in a hurry. Keep your cell data bill manageable by managing your plan, and your usage, more cleverly.

9 Ways Americans Are Spending Differently (but Not Less)

After several years of decline, Americans are spending more again, but in different ways. For the frugal-minded, it's a reminder that thrift is an endurance race, not a sprint.

10 Sites and Apps to Help You Track Your Spending and Stick to Your Budget

One of the best ways to manage a budget and control your money is to actively track spending. All of these apps and online tools make tracking your expenses easy.