Articles on Budgeting

The Case of the Martini: Is Instant Gratification Financially Responsible?

Would you buy a $35 vodka martini because it's New Year's Eve and you're thirsty? Here's a look at how instant gratification and finances blend (or not).

In Two-Income Households, Can Making More Put Us Further Behind?

Women's move into the workforce was all about choice. So why do so many parents now feel like they don't have the option to stay at home?

24 Tips for Having a Baby Without Going Broke

That little bundle of joy can cost you a big wad of cash. Discover great ways to give your baby everything she needs while saving a few bucks.

5 Money Truths That Aren't Always Obvious

For all the thinking we do about money, we sometimes miss the most important points. Discover five truths about finances that might surprise you.

How to Travel Full-Time for $17,000 a Year (or Less!)

For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.

Budgeting for People Who Hate Planning

Budgeting isn't that exciting — and it can be downright annoying if you hate planning. Here are some ways to make it bearable...and even fun.

How to Go on a Financial Detox

Spending too much? Learn how to perform a deep cleanse of your impulsive money mistakes and find balance in your checkbook.

8 Cool Mint Tools for Managing Your Money

Many people know that Mint.com is a powerful budgeting website — but its tools might be even more comprehensive than you realize.

Going Green: How to Live a (Nearly) Cash-Only Life

Whether you have a problem with credit-card debt or just want a new way to budget, it might be time to go for the green.

10 Monthly Bills You Can Slash

Stop gritting your teeth when you pay bills. With a little planning, you can slash your monthly expenses while experiencing little change in your living standards.

How Natural Disasters Can Change Pricing Worldwide

An earthquake can send waves through much more than water — learn how various natural disasters affect prices for products around the world.

11 Things That Are Worth the Money

Even when you're cutting back, making room in your budget for these 11 things will help ensure a happy, healthy life.

10 Gift Ideas That Cost Almost Nothing

We all love to give gifts, but sometimes tight budgets make it difficult. Use these ideas to give thoughtful gifts without spending much — or any — money.

How to Give Thoughtful Gifts on a Scrooge-Like Budget

If you have a lot of gifts to give during the holidays, it can be tough enough to give personal gifts, let alone stay on budget. Use these tips to do both.

Your Finances: 4 Emotional Decisions to Avoid

When it comes to making smart financial decisions, our emotions can be a powerful enemy.

How to Spend Less Without Starting a Budget

If you've had trouble making or following a budget, don't despair! You might be better off without one. Learn why — and how to save no matter what.

Financial Emergencies: How to Weather the Storm

A financial emergency can seem insurmountable — but if you follow these steps, you can get through unscathed.

Deciding What You Want Out of Retirement

Many Americans aren't prepared, financially or otherwise, for retirement. Make these key decisions now, and retire easily later.

How to Avoid Holiday Debt, Starting Now

Holiday shopping can send your budget to the financial emergency room. Plan your shopping now, and enjoy your holiday season free of stress.

4 Things to Consider Before Hiring Household Help

Outsourcing chores can help you maximize your free time and earning potential. Figure out whether hiring some help is the right choice for you.