Articles on Budgeting

6 Tips to Shrink Your Bills Every Year

An annual bill audit can help you ensure that you're not paying for things you don't need. Follow these steps to slash your regular costs.

A Comprehensive Guide to the Envelope System

Whether you're intimidated by budgeting or are just looking for a new technique, the simple and effective envelope system can make budgeting oh-so-easy.

How to Thrive in Uncertainty

The economy is still shuddering, but that doesn't mean your finances need to shake in fear. Learn how to stay financially strong in times like these.

The College Freshman Budget

College can be where you get your first taste of independence...including financial independence. Make sure you enjoy it without blowing all your cash.

8 Little Luxuries That Go a Long Way

From nice soap to good food to quality kitchen gear and more, a few small splurges are sometimes all you need to make your life feel utterly luxurious.

Zen and the Art of Hiding Money

Saving money can require a change in both your outlook and your techniques. Here's how to get zen about money and force yourself to save.

37 Savings Changes You Can Make Today

From cutting costs to getting unadvertised discounts to setting up an automatic savings plan, these 37 easy changes can help you save more money...today.

Extreme Couponing? 5 Reasons Why I’ll Pass.

40 hours per week clipping coupons? Stockpiling products you may never use? Extreme couponing may be all the rage, but it's more like madness to me.

8 Alternatives to Cable TV That Will Keep You Entertained

Cable TV is expensive, but watching your favorite shows doesn't have to be. Here are eight ways you can cut the cable and still catch your must-see TV.

6 Things You Can Look Forward to When You Have Money

We always talk about trying to be financially free, but what happens once you reach that goal? Here are some of the advantages you can enjoy.

Best Money Tips: Build a Better Budget

Today we found some awesome articles on building a better budget, negotiating with your landlord on renovations, and easy steps to becoming a millionaire.

The Limits to Just Not Buying

Some expenses can't be eliminated, but several can be removed temporarily. Knowing when to start buying again can be as important as when to stop.

John Cummuta: Transforming Your Debt Into His Wealth

The "Transforming Debt Into Wealth" guy claims he can make you debt-free in five-to-seven years. But is it really doable? We ran the numbers to find out.

Best Money Tips: Teaching Young Ones Frugality

Today we found some awesome articles on teaching young ones about frugality, ways to increase your income, and how to live on $40,000 or less.

How Water Can Save You $977 a Year

According to recent data, American eat out roughly 3 times every week. And water could play a big part in making the whole thing less expensive, and healthier.

6 Bulletproof Ways to Cut Your Budget

These easy budget-slashing techniques will help you save more and happily live below your means.

10 Painless Ways to Save for Vacation

10 easy ways to save $1,650 a year--the cost of an average American vacation.

The 4 Most Common Unnecessary "Needs"

Reducing your budget can be difficult when you have so many "needs," but these four types of so-called necessities aren't required at all.

6 Frugal Promises I Have Not Kept

I have made a number of public declarations of my frugal ambitions over the years here on Wise Bread. Here are some of my biggest failures.

10 Hidden Costs That Hurt Your Wallet

From spend-happy friends to bad bulk buying and more, these sneaky costs and poor financial habits could be sucking the life out of your bank account.