Budgeting — Learn how to design a budget that fits your lifestyle. Get the tips and encouragement you need to manage your money and keep more of what you earn.

Popular

7 Unnecessary Household Expenses You Can Cut Today

If your family doesn't examine these 7 common household expenses, you are wasting way too much money.

Latest Articles in Budgeting

Who Pays For the Bridesmaid Dresses When . . . ?

Figuring out who pays for the bridesmaids' dresses is tough, but depending on the situation, the rules are clear. Try this cheatsheet and good luck!

5 Times a Gym Membership Isn't Worth It

Exercise is one key to frugal living — but that gym membership may be a waste of dough. Go ahead, ditch the gym and commit to truly frugal fitness.

Ask the Readers: What Is Your Biggest Monthly Expense?

Tell us what your biggest monthly expense is and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Mobile Phone Upgrades That Aren't Worth the Money

Many phone upgrade offers seem worthwhile at the store, but are usually a waste of money. We promise — you won't need them, so don't buy them!

7 Budget Items You May be Forgetting

Unexpected expenses are the worst. Get one step ahead by staying prepared for these sneaky budget busters and keep saving more.

6 Creative Ways to Save Money With Bulk Buying

Don't limit your bulk buys to big box warehouse stores. From meat to gas, there are bulk buy opportunities aplenty to help you save a whole lot more.

Here's How Rich You'd Be if You Stopped Drinking Expensive Coffee

Fancy coffee drinkers, heads up! Your daily caffeine vice may seem like a harmless treat, but it's costing you more money than you may realize.

10 Ways to Have a Cheaper Easter

Easter is not the most extravagant holiday but that bunny can still bite your budget. Fill this year's basket with frugal tips as well as treats.

Can a Robot Called Digit Really Help You Save More?

Saving is hard, even for regular readers of Wise Bread. A new smartphone app aims to make setting money aside easier than ever. Here's what it's like.

10 Surprising Ways Spring Is Gonna Cost You

Spring and summer bring fairer weather, but they aren't always as pleasant for your bank account. Keep your budget on ice when the temperatures rise.

5 Simple Ways to Live Rent-Free

Housing isn't cheap, especially if you're broke. But with some creativity and some gumption, you can put a roof over your head for nothing.

10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget

Holiday spending knocked your budget all out of whack? Use these tools to start budgeting smartly in 2015.

25 Bite-Sized Money Resolutions to Make 2015 Your Biggest Year Yet

You don't have to make life-altering changes to see big results. Start with one or two of these small money resolutions and grow from there!

7 Ways Psychologists Say Saving Boosts Your Mental Health

Saving money is good for your bank account, but it's also good for your mental well-being. Start saving and start feeling better about yourself!

11 Reasons Why You Must Use Bill Reminders

Whether you're tired of paying late fees or just tired of bill pay day, an automated bill reminder helps you manage your budget and your time.

10 Mindless Ways You're Spending Money

Where does it all go? Who knows!? Watch out for these mindless spends and keep control of your money.

5 Ways to Automate Your Finances

Let robots manage your money for you and you'll never pay a late fee or go over budget again.

12 Ways to Have a No-Spend Holiday Season

Refocus your holiday spirit on time well spent with friends and family this year and Santa won't won't get the better of your budget again.

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

16 Easy Ways to Save $100 This Month

Pay yourself an extra $100 this month (or any month) by paying attention to your spend and cutting back where it counts.