Articles on Frugal Living

Going Back to the Root Cellar

My grandmother once told me about her parents' root cellar: it was just a story of something so different from modern day that she thought I would get a kick out of it. But root ce

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w

Why Couples Fight Over Money and What to Do About It

There is no denying that financial matters lay at the root of many – if not most – couples’ problems. While some openly communicate about the issues at hand, more couples yet don’t

What will you do when gas drops below $1.50 a gallon?

Several months ago, I wrote an article asking what you would do when gas prices skyrocketed. Now, the price of gasoline is in freefall. It’s already dipped below $2/gallon in some

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

Use only what you need

That’s the advice from a beautifully-executed campaign from Denver Water, right here in my own backyard of Colorado. The campaign (created by Sukle Advertising, a very smart, strat

Three Unique Subscription Services that Might Save You Money

Most of us have used a subscription service in our lifetime. Cable TV, magazines, and movies are usually purchased in monthly installments. I recently took a look at three subscr

Musings inspired by the crappiest of films — Demolition Man.

I saw that film about 15 years ago, and I remember liking it at the time. I also liked stone-washed jeans and neon t-shirts, but I have since come to my senses. However, one nugget

How (and Why) to Start an Investment Club

Would you like to be on the same financial page with a group of people? Meet regularly with like-minded and fun individuals, and collectively learn about and discuss new financial

10 Things to Do With Leftover Halloween Candy

Leftover Halloween candy can be a treat or an annoyance. If your kids came home with a huge stash, or you have many leftovers from your own home, the tummy aches can put a kibosh o

Survival Basics From Depression-Era Kids

My parents and my husband’s parents were children during the Great Depression. Mine lived in large cities; my in-laws, small towns. Their families started this era from neither a p

Hold Off On Heating with These 10 Warming Ways

It’s October. In Nebraska. We will see Halloween before we smell the crackling logs on our wood stove. Because it is such a big deal for many to finally crank on the heat, we’ve

Blood, gore and hairy warts; a DIY Halloween makeup guide.

It looks like we’ve got a little Halloween fever here at Wise Bread. Following on from Andrea’s great story on homemade costumes, I thought I’d add some flavor with homemade Hallow

The Best Halloween Costumes Are Homemade

If you have a few hours to spare, you can pull together homemade Halloween costumes with super simple materials.

Five calls you can make now to save hundreds to thousands of dollars

In the current economic climate, everyone is trying to save a buck. I know some families that have budgets so tight that there is no room for saving, but I think it is possible for

Why I (Heart) My High Deductible Health Insurance Plan

I was a born and raised HMO baby. Health insurance had always meant plopping down a $15 co-pay at each appointment and letting my insurer pay the rest. Since insurance was a bene

Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson migh

Deciding Which Produce to Buy Organic - The Dirty Dozen

When money is tight and you can't buy every single thing organic, how do you choose? Fortunately, the Environmental Working Group has separated the veggie nasties from the veggie O

The Great Coupon Debate

What's the one thing worse than talking about a budget with your spouse? Grocery shopping. I live with a coupon cutter who insists we buy nothing that isn't bought with coupons. Bu

The Upside of an Economic Downturn?

Some studies have found that indicators of a healthy population actually go up when the economy goes south.