frugality

What Makes You the Expert?

Now, more than ever, financial “experts” are crawling out of the woodwork, ready to give you advice on pinching pennies in a tight economy. While all of this concern and guidance

6 Ways to Get your Toiletries for Cheap or Even Free!

With my budget straining at the increase in the cost of milk, I can’t always justify buying my favorite shampoo, the best razor, or that luxurious body wash I crave. I have found

Should you spend your money while you can?

A new article on Slate today details a study by some economists that say people should enjoy their money while they are still healthy and young. The conclusion of their study is th

Is living on one income a status symbol?

Recently CNN published an article titled "No kids, no jobs for growing number of wives ". This article profiled two women who are stay at home wives with no kids. A quote from the

Simplicity and being cheap

People might look at how I spend money and say I'm cheap or a tightwad. If they do, though, they're missing the point. The fact is, I'm much more interested in simplicity than I

What I've been trying to say

You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy

Biggest Money Saving Tip: Move Far Away from the Joneses

I have to admit that while many people in the U.S. talk about “Keeping up with the Joneses”, I spent the first 20 years of my life never knowing what that meant. My rural lifestyl

Are You an Ant or a Grasshopper?

This classic fable illustrates the fundamental difference in savers and spenders. Spenders live for the moment, frittering away their earnings on things like technology gadgets, e

Does living frugally hurt the economy?

When I advocate for frugal living, people sometimes ask, "What if everybody lived like that?  Wouldn't it hurt the economy?"  My natural inclination toward frugal liv

Book review: Work Less, Live More

Early retirement is a topic I've always been interested in.  The particular version of it that this book deals with--living well on less money, as a means to getting by wit

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Raise your standard of living by focusing your spending

Are you tired of reading the same frugality suggestions? I'm talking about the repeated exhortations to eat out less, turn off your cable, and stop buying expensive coffee dri

The line between frugal and crazy

You don't have to go very far down the path of being frugal to reach the point where people start questioning your sanity. (You bicycle to work? Even though you have a perfec

What If Everyone Suddenly Became Frugal?

What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t

How much are memories worth?

I get a particular negative jolt when I review a credit card bill and find a charge for something that's already over and done--a meal already eaten, a vacation already taken,

Endurance Frugality: Staying The Course And Being A Winner

Frugality can be fun and help you sleep peacefully. But don’t be fooled: as frugal days turn into frugal years and frugal decades, bag lunches can be become boring; smallish houses

Peanut Butter: The Poor Man’s Protein

Peanut butter is a staple food of many households. The rich and the poor alike find it to be filling and delicious. Eating the ri

Playing Around: Frugality as a Game

Most people don't find frugality fun. Describe a thing as frugal and people will tune out. Describe a person as frugal and he immediately seems uninteresting. However, this

Living within your means isn't nasty

How bad could things get? The New York Times asked that question about the economic situation. It's a good question, but they gave a really bad answer.