Posted February 4, 2009 - 14:38 by Silicon Valley Blogger
I hope you'll permit me to speculate a little on what it means to live below our means. When you think about it, there are various ways to address our financial goals, which I'll categorize into three basic approaches: you can cut costs, increase your income or do a combination of both. How do you go about saving money and building your net worth?
Posted January 8, 2009 - 13:10 by Silicon Valley Blogger
The question has arisen in our household whether I should be saving more. Should we resort to extreme saving measures during this recession? Should an extreme economy require greater money saving efforts?
Posted January 8, 2009 - 09:33 by Thursday Bram
During the Great Depression, simple frugality was the only way to get by. There was a saying that everyone lived by: "Use it up, wear it out, make it do or do without." There's a lot we can learn about frugality just by looking at how folks managed during the Great Depression — and those old-fashioned ways are starting to come in handy again as we all face this financial crisis.
Posted December 31, 2008 - 05:08 by Philip Brewer
I view frugal living as essentially hedonistic: I don't deny myself things. Rather, I spend less on the things I don't care about in order to be able to spend more on the things that matter to me. Anybody who does this, though, sooner or later (as soon as friends, relatives, coworkers, or neighbors notice some of that spending on things that matter more) is going to hear, "You're so lucky to be able to afford that!"
Posted December 5, 2008 - 19:48 by Linsey Knerl
If you ask most people what they can't live without, many would say their computer. Just about as many would say their cell phone/PDA/Crackberry. I agree with the first one – I couldn't earn a living without my PC. I don't currently have a cell phone plan, however, and here's why.
Posted November 28, 2008 - 18:30 by Linsey Knerl
Does the ingredient list from that snazzy Food Network dish leave you feeling a bit underpaid and overwhelmed? Are you doubtful that your local grocer will ever carry persimmons? Here is an expert list of a dozen common ingredients that will add some flair to your dish -- for less than you'd expect.
Posted November 26, 2008 - 21:04 by David DeFranza
Whether it's an unplanned layover, a means of making an early flight, or simply an attempt to save money on accommodation, the season of sleeping in airports is upon us. I know, I am doing it. With a little planning and preparation, your next night in the airport can be fun and comfortable. I promise.
Posted November 24, 2008 - 08:16 by Linsey Knerl
I’m addicted to how-to tips for saving money; Shave a few dollars off any of my enormous utility bills, and my heart belongs to you. Sometimes it takes more than savvy know-how to use fewer resources and pocket some extra cash. You may need to take a long, hard, ugly look at the waste you put out…and learn to adjust your real-life practices.
Posted November 7, 2008 - 15:33 by Philip Brewer
Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that distinction much--how is your power bill more fixed than your grocery bill? When you reach the point of emergency economizing, though, it's a useful way to structure your thinking.
Posted October 29, 2008 - 17:35 by Linsey Knerl
It’s October. In Nebraska. We will see Halloween before we smell the crackling logs on our wood stove. Because it is such a big deal for many to finally crank on the heat, we’ve implemented 10 strategies for keeping warm just a wee bit longer – sans heating unit.
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