Posted December 11, 2007 - 13:36 by Linsey Knerl
Peanut butter is a staple food of many households. The rich and the poor alike find it to be filling and delicious. Eating the right variety of peanut butter can also have a positive effect on your health, while reducing stress on your grocery bill!
Posted November 27, 2007 - 18:32 by Sarah Winfrey
Most people don't find frugality fun. Describe a thing as frugal and people will tune out. Describe a person as frugal and he immediately seems uninteresting. However, this does not have to be true. Make frugality into a game if you really want to achieve your financial goals.
Posted November 26, 2007 - 09:33 by Philip Brewer
How bad could things get? The New York Times asked that question about the economic situation. It's a good question, but they gave a really bad answer.
Posted November 9, 2007 - 06:50 by Philip Brewer
Doing for yourself--cooking your own meals, making your own clothes, growing your own vegetables, playing your own music, baking your own bread--is sometimes justified on the grounds of being frugal. This often leads to an analysis as to just how frugal it really is. I don't think that analysis is very useful, primarily because doing for yourself is often a wise choice whether it's frugal or not.
Posted October 8, 2007 - 04:28 by Linsey Knerl
Designer kids’ clothes are not cheap. And while boutique looks are adorable and all the rage for younger tots, they don’t exactly fit into our budget (or our small, small closets.) To solve both the problems of money and space, consider reversible clothing for your kids.
Posted October 4, 2007 - 03:50 by Philip Brewer
If you read frugality and simplicity blogs for any length of time, you'll run into a lot of people who take great joy in having simplified their lives. Gradually simplifying your life is one obvious path for finding some of that joy for yourself. Let me suggest an alternative: temporary extreme frugality.
Posted October 3, 2007 - 04:15 by Philip Brewer
Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would call it good but kind of basic for most Wise Bread readers. Then it clued me in to an oddity of federal law that could make the difference between keeping or losing my health insurance. That one bit is not only worth the price of the book, it could easily be worth my entire life savings. Actually writing the review, I realized the book is full of bits like that. I happened to know most of them already, but I've been studying this stuff for years. I have to say this is a must-read book for anyone who hopes to retire before they're 65.
Posted September 7, 2007 - 16:05 by Philip Brewer
This is the perfect book for a Wise Bread reader. It covers just about everything we talk about here--life hacks, investing, frugality--and does it with insight and humor. (And not just a little humor. If you're at all interested in money, this book is hilarious.)
Posted August 26, 2007 - 16:15 by Philip Brewer
One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (through the investment return), and gives you security and flexibility, it also cuts your expenses.
Posted August 23, 2007 - 02:59 by Philip Brewer
I was going to write a piece on how frugality was a tactic, not a goal. The point I wanted to make was that the goal is living the life you want to live, and that frugality is a tactic to help you reach that goal. As I've read more frugality blogs, though, I've realized that there's a diversity of opinion on this topic. For a lot of people, frugality is a goal.
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