health insurance

The Pros and Cons of Retail Health Clinics

Next time you are heading to the grocery store, remember to add “healthcare” to your shopping list! Yes, healthcare services are now being offered at local grocery stores, drug sto

3 Times to Consider Declining Your Employer's Health Coverage

Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. Is considering droppin

Tips and Tricks for Dealing with a Recalcitrant HMO

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here a

5 Personal Finance Tips You Don't Always Hear About

We have all read about the usual personal finance tips being offered by the writers of the personal finance blogs around the internet and from the experts on television. They usual

Why I (Heart) My High Deductible Health Insurance Plan

I was a born and raised HMO baby. Health insurance had always meant plopping down a $15 co-pay at each appointment and letting my insurer pay the rest. Since insurance was a bene

Health insurance: Two other numbers to look at

Most people, of course, have almost no control over their health insurance: They get what their employer provides (if they have a good job) or else they get nothing. Whether they

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st

Seven Tax-Efficient Perks to ask your Employer For

If you are doing a good job, your employer will want to keep you. And to do so, they know they might need to woo you or otherwise entice you to stay if your skills are marketable a

Death and Money: Helping your family now in case something happens later

A lady I know of died last night. It was expected; she was diagnosed with incurable cancer last spring. I didn't really know her, as I'd just recently moved into a place wh

Health Insurance Costs Too High? Alternative Not Pretty

I hear this argument over and over and it's one of the things I'll debate until I'm blue in the face. "Health insurance is too expensive." Ok, I have to agree