housing
Posted 3 hours 11 min ago by Xin Lu
Personal Finance, Real Estate and Housing, Consumer Affairs
The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Adiminstration and the Government Sponsored Enterprises. One particular change in the bill is that seller-funded down payment assistance through a third party is now prohibited in obtaining FHA loans. This in direct response to the unscrupulous behavior of many seller funded down payment assistance charities that sprang up in the past decade.
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Posted 7 weeks 5 days ago by Xin Lu
Personal Finance, Real Estate and Housing
This week the Justice Department reached an antitrust settlement with the National Association of Realtors that is meant to spur competition and bring down the standard 6% commission that comes with each real estate transaction. Basically, the NAR is no longer able to withhold the information on multiple listing services from discount online brokers such as Redfin and ZipRealty. Will consumers like us see a huge deduction in real estate transaction prices soon?
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Posted 9 weeks 6 days ago by Xin Lu
Personal Finance, Frugal Living, Lifestyle, Green Living, Real Estate and Housing
At any port you can probably see hundreds to thousands of empty shipping containers just sitting around waiting to be loaded. In recent times these containers have not only transported goods across oceans but have also been transformed into energy efficient dwellings with some great design and ingenuity.
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Posted 22 weeks 1 day ago by Xin Lu
Personal Finance, Frugal Living, General Tips, Shopping, Lifestyle, Budgeting, Real Estate and Housing
Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One day I told someone that I do not want to afford a house right now and he asked me what I meant, and I told him my reasons why I should not buy something just because I can afford it now.
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Posted 26 weeks 2 days ago by Myscha Theriault
Green Living, Real Estate and Housing
I like to do my ecological part. I’m no eco-goddess, mind you. I don’t necessarily research the recycled packaging content of my bagged flour purchases, nor have much of a care whether the fabric in my T-shirt is organically grown. But my husband and I each implement more than our fair share of active, conscientious strategies to support the well being of the world we live in. This month however, a situation arose which will impact several of those efforts, at least for the short term.
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Are prefabbed homes the wave of the future? Judging from some of the magazines that I receive (Sunset, Metropolitan Home), it sure looks like things are heading in that direction. I stumbled across an ad for Modern Cabana, a company that makes an environmentally smart answer to that toolshed that your Uncle Jim used to use as his home office because Aunt Arlene wouldn't let him have the garage. Seeing this stylish little structure got me thinking about all the prefab designs that I've been leafing through over the past couple of years.
Continue reading "Prefab Fab - This ain't yer grandma's double-wide"
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