How-To Guide

New Credit Card Rules: Who Really Benefits?

Credit card industry reform may have good intentions, but will these rules encourage the same behavior that made reform necessary in the first place?

How to Prevent Identity Theft

Identity theft is a growing concern: with surprisingly little information, a thief can do lasting harm to your credit score and bank accounts. However, there are steps that you can

Stretch Out a Small Space

You’ve finally found the space of your dreams, only it’s not as spacious as it ought to be and now you don’t know how you’re going to fit all your goodies into the digs. In fact, t

College Financial Aid Options

By understanding the different types of financial aid available to college students, parents and students can determine the best types of aid for their situation.

Can You Buy Your Way Out of the Rat Race?

If you're tracking your spending, you know how much money it takes to live on. If you're tracking your investments, you know about how much return you're getting from your capital.

How to Get Laid Off: A Step-By-Step Guide

It seems ironic in this economy, and with a high unemployment rate, that anyone would want advice about getting kicked from a job. But last week a question was posed to me, and it

How to Save Money for College

There are several different options for building a college fund that will cover part or all of a student's college expenses.

Wise Bread's How-To Guides

Get all the personal finance and frugal living resources and tips you need.

5 Online Tools to Help You Land a Job

There are social media tools out there that — when utilized properly — are a great resource to build a personal brand and online portfolio, as well as to network for a job (unlike

How to Cheaply Display Your Art

Do you have piles of art and no money to spend on frames? Framing is expensive, but there are plenty of ways to display your fabulous art collection without having to sell a kidney

10 Small Businesses That Are Free or Cost Little to Start Up

Rather than face an untimely layoff, why not join millions of savvy entrepreneurs and start a business of your own? Here’s how someone with no capital can create their own schedule

5 Fatal Assumptions of Job Seekers

Many people are job hunting these days. I have worked with job seekers for many years and have found that these five common assumptions frequently derail a job search.

6 Weird Things People Sell for Cash

When the recession began to really hit home, there was plenty of chatter about selling your plasma, undergoing paid medical tests, and even cutting off your lovely locks for a prof

When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?

How To Write A Resume: 12 Steps To Your Next Job

Self-promotion is not easy. Whether you're a high six-figure consultant, or earning $10 an hour in retail, you still have to talk about yourself in the right way. And one of the ke

Lose Your Job Without Losing Your Identity

Getting a pink slip can cause more distress than just a shrinking income. It can also give you a sense of insecurity and may make you question your place in this world. Here are

Getting by without a job, part 1--losing a job

Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

Laid Off? What To Do Before Plunging Into The Job Search

Your company has announced a soon-to-come layoff or you’ve been escorted out of the door. What’s next? What should you do…before updating your résumé, tapping into your professiona

Get Your Own Identity! What to do when Yours is Stolen

Identity theft is considered an increasing national epidemic, being the fastest growing crime in the nation. And until you discover that somebody else has stolen your identit