A 15-year mortgage is a lot cheaper than a 30-year mortgage. You should probably choose the 30-year loan anyway.
Even the humblest of down payments will eat up a sizable savings account. How can you put together a down payment on a home that won't break you?
You know buying through "rent-to-own" is probably not a great deal. It's much, much worse than that.
What could you do with an extra $20 a month? Whatever it is, there may not be an easier way to earn it than this.
To re-fi or not to re-fi… managing a student loan today is surprisingly complex. Consider these factors before you decide.
A savings account is meant to be useful, but when it starts costing more than it's worth, look to stash your cash elsewhere.
Did you fritter away the earnings from your after school job? If only you'd saved it instead and let compound interest work its magic.
Living the cash-only lifestyle can be good for your budget — except when it isn't. Learn why some purchases are best made on credit.
Paying your bills late can hurt you with late fees and surcharges. Moreover, if you pay early, you can get some serious discounts. Learn more.
You could reach for yield by taking on more risk, or you could suck it up and wait for rates to go up. If you prefer to wait, consider I-Bonds.
It doesn't take any skill at prognostication to make this forecast: Interest rates are heading up. For one thing, they can't go any lower.
Convenience checks aren't like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your credit card. Here are
I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f
Debit cards might be better than credit cards because in theory, you'll spend less if you are only paying with money you have. But how do debit cards stack up in terms of fees and
Do you need a kick in the pants to get you saving for retirement? Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo
You don't hear much about the rentier class any more. Perhaps that's because we all expect to be members by retirement age. Perhaps it's because even the very wealthy
Low interest rates generally lead to inflation, which is bad for everybody. But if inflation were really low, then low interest rates would tend to follow, and in that situation,
Last August, I decided to purchase my first new car ever. I had only ever owned used (and entirely paid-for) vehicles prior to this. I researched the type of car that I wanted and
Looking for a dull, but financially eye-opening home project? Great! Today, we're going to build an amortization schedule. [more]
Equating my money, emotionally, with something that I find dear and worthy of protection, may force me to treat my money with the respect it deserves.
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