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Should You Take Out a Loan Backed by Your Investments?

Your investment bank or brokerage firm may have offered you a securities-based loan. Make sure you understand what you're signing up for before you sign up.

6 Ways to Tell If a Credit Card Offer Is a Good One

That credit card offer looks awfully attractive. But is it really a good one? Time to read the fine print.

How to Use a Credit Card for an Emergency Without Drowning In Debt

You know you shouldn't use a credit card to pay for an emergency. But what if that's your only choice?

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

6 Things You Might Miss in Your Credit Card's Fine Print

Did you read the fine print before you signed up for that credit card? You should have: What you don't know might hurt you.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

Debunking 8 Common Credit Score Myths

If you want good credit, you need a good credit score. But when it comes to getting a good rating, you need to separate facts from fiction.

Here's the Difference Between a Federal and Non-Federal Credit Union

You're thinking about joining a credit union. You've noticed some credit unions are federal, and some are state-chartered. What's the difference?

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

Cash Might Make You Happier, But Investments Will Make You Richer

Having a lot of cash on hand might put a smile on your face, but if it's long-term wealth you're after, you need to invest.

How to Save for Retirement When You Are Unemployed

So you're out of work. That doesn't mean you have to lose track of your retirement savings.

Stop Believing These 5 Home Refinance Myths

A home refi can help your overall financial health. Don't let these myths keep you from applying.

Should You Buy a Car With a Credit Card?

With the right strategy, financing your new ride with plastic can be a smart money move.

4 New Reasons You Need an Emergency Fund

You've heard it all before: You need an emergency fund. See if these new persuaders don't convince you.

5 Times Buying a Home With Cash Is Bad for Your Budget

If you have enough cash to buy a house, that's great! It still doesn't mean it's always the smartest financial move.

8 Valuable Rights You Might Lose When You Refinance Student Loans

You can refinance your mortgage to chip away at federal student loans faster. But be cautious: It comes at a cost.