Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?
by: Miranda Marquit | channel: Banking
If you're fighting to reduce your credit card debt, a balance transfer card can be a powerful tool. Read this list to find the best card for you.
by: Jason Steele | channel: Credit Cards, Debt Management
We often focus on what is most pressing with our finances. But if you take a day off to do some long-term work, you can save hundreds of dollars a year.
by: Craig Ford | channel: Frugal Living
When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.
by: Philip Brewer | channel: Personal Finance
A carefully considered purchase is a wise purchase. On the other end of the spectrum? Meet Dan and his not-so-new flat-screen TV.
by: Kentin Waits | channel: Lifestyle, Shopping
If you're planning to lease a new (or new-to-you) car, follow this advice to make sure you're factoring in all the costs and getting a car you truly can afford.
by: David Ning | channel: Cars and Transportation
What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.
by: Elizabeth Lang | channel: Debt Management, Education & Training
If you're trying to pay off a stack of debts, the snowball method can give you the motivation you need to knock them all out. Learn how.
by: Matt Bell | channel: Debt Management
If you're feeling ho-hum about saving while interest rates hover around 1%, discover why current interest rates don’t dictate your average return over time.
by: Tara Struyk | channel: Banking, Investment
If you don't feel like you're saving enough money, there's probably one thing stopping you — you. Learn how to get over the excuses and start saving.
by: Tara Struyk | channel: Personal Finance
You could reach for yield by taking on more risk, or you could suck it up and wait for rates to go up. If you prefer to wait, consider I-Bonds.
by: Philip Brewer | channel: Investment
A second round of quantitative easing, or QE2, could have a real and significant impact on households nationwide. Learn why some Americans might soon have to do more with less.
by: Chris Birk | channel: Financial News
Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.
by: Pinyo Bhulipongsanon | channel: Personal Finance
It doesn't take any skill at prognostication to make this forecast: Interest rates are heading up. For one thing, they can't go any lower.
by: Philip Brewer | channel: Financial News
Credit card industry reform may have good intentions, but will these rules encourage the same behavior that made reform necessary in the first place?
by: Jabulani Leffall | channel: Consumer Affairs, Credit Cards
I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f
by: Philip Brewer | channel: Personal Finance, Banking
A few times I've written a post that I thought was good, but that seemed to vanish into the blogosphere without a trace. On my two-year anniversary of writing for Wise Bread, I
The Wall Street Journal has an opinion piece by Arthur Laffer that shows a scary graph of the monetary base, which has surged enormously in the past year. He suggests that this is
When I went off to college in 1977, inflation was high and rising, but the maximum interest rate you could earn on a savings account was capped by the government at a fraction over
Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we
by: Andrea Karim | channel: Personal Finance, Debt Management
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