interest rates

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

15 Personal Finance Calculators Everyone Should Use

Personal finance is best handled with numbers — accurate numbers. These great online calculators have you covered, no math skills required.

5-Day Debt Reduction Plan: Add It Up

It's Day Two of your plan to tackle debt reduction. Time to ditch the excuses, break out the calculator, and make a game plan.

7 Cool Things Bonds Tell You About the Economy

Bonds may not be the snazziest investment, but they sure can tell us a lot about how the economy is doing. Here's why it's smart to start paying attention to bonds.

8 Debt Reduction Mistakes Even Smart People Make

Even the smartest people make mistakes while trying to reduce debt. Don’t be one of them.

The Fed Raised Rates — Then Something Weird Happened

The Fed raised its benchmark rate last December and — almost nothing changed? Now, just why, exactly?

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

Is it Safe to Re-Finance Your Home Close to Retirement?

Refinancing to a lower mortgage may sound like a no-brainer, but if you're close to retirement, consider these complications.

5 Sobering Facts About Credit Card Debt

These cold, hard facts about credit cards should be your wake up call. Be smart, tackle debt, and use your plastic responsibly.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Beware of These Common Debt Consolidation Traps

Debt consolidation can be a great help in eliminating debt, but it's not a cure all, and it isn't free. Here's what to watch for.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

10 Stocks and Bonds That Will Profit From the Fed Rate Hike

The Fed raised interest rates for the first time in a decade. How will the market — and your portfolio — respond?

America Is On a Roll: 5 Economic Predictions for 2016

The U.S. economy did pretty well in 2015, and the trend is set to continue. Here's what we think the economy will do in 2016.

4 Mortgage Secrets Only Your Broker Knows

Don't let your mortgage lender hold out on you! They're in on these secrets — and they could save you big.

Do This If You Have Too Much Credit Card Debt

Step one? Stop digging! Step two? Develop smart spending and saving habits, like these, to get on top of your debt — and stay there.

How to Pay Less Interest on Your Credit Card Debt

You may be able to pay down your credit card debt faster with a personal loan. These are things you should consider.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

3 Reasons the Fed Is Keeping Rates Low (And What It Means for You)

Interest rates are STILL at the historic lows they've been since 2008. Here's why the Federal Reserve is keeping them that way — for now.