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8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

3 Easy Ways to Improve Your Credit Score During the Holidays

The holiday season can make a mess of your credit score. Why not make efforts to boost it instead?

How a Surprise Credit Limit Increase Can Harm You

You got a credit limit increase! Before you get charge-happy, there are a few important things to remember.

8 Signs You Desperately Need a New Credit Card

You may want a new credit card, but do you need one? Here's how to tell.

Cutting Your Car Payment Is Easier Than You Think

If your car payment is eating up too much of your budget, you may be ready for a refinance.

4 Signs It's Time to Find a New Savings Account

If you have a savings account, you're on your way to increasing net worth. But not all savings accounts are worthy of your money.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

How to Earn Money With Your Emergency Fund

Your emergency fund is always there for you. But if you're creative, you can also make it earn money for you.

Should You Take Out a Loan Backed by Your Investments?

Your investment bank or brokerage firm may have offered you a securities-based loan. Make sure you understand what you're signing up for before you sign up.

6 Ways to Tell If a Credit Card Offer Is a Good One

That credit card offer looks awfully attractive. But is it really a good one? Time to read the fine print.

How to Use a Credit Card for an Emergency Without Drowning In Debt

You know you shouldn't use a credit card to pay for an emergency. But what if that's your only choice?

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

6 Things You Might Miss in Your Credit Card's Fine Print

Did you read the fine print before you signed up for that credit card? You should have: What you don't know might hurt you.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

Debunking 8 Common Credit Score Myths

If you want good credit, you need a good credit score. But when it comes to getting a good rating, you need to separate facts from fiction.

Here's the Difference Between a Federal and Non-Federal Credit Union

You're thinking about joining a credit union. You've noticed some credit unions are federal, and some are state-chartered. What's the difference?

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.