investing

Comparing Savings Rates: U.S. vs Japan

The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin

Learn to Invest in 2010: 4 Steps to Educating Yourself

Interested in learning to invest this year but not sure how to accomplish that? By following 4 steps, you can take your knowledge to the next level (and the next, and the next) and

How to Make the Most of Your 401K

Most of us have a 401k account with our employer. But there are people who've decided not to participate in their employer's retirement program for a variety of reasons. But imagi

Cavalcade of Risk - November 4, 2009 - How Much Assurance Does Your Insurance Offer?

Welcome to the November 4, 2009 Cavalcade of Risk — the How Much Assurance Does Your Insurance Offer edition! There were a large number of insurance related topics. Does that mean

It's Time to Purchase Like It's 1999

For those who have a job, a healthy savings account and some optimism about the long-term, it doesn’t get any better than this. Opportunity in the form of lower prices doesn’t kno

5 Creative Ways to Invest During a Weak Market

With the stock market finally recovering to some degree this past month, even closing at highs for the year, a lot of investors may be breathing a sigh of relief about their stock

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

How To Avoid Gambling Away Your Investments

Some consider participating in the stock market as a form of gambling. While I agree that not everyone should be risking their money in certain investments, I believe that by takin

Survive The Bear Market: 10 Steps To Ride The Downturn

The stock market has experienced an unbelievable slump from a high of around 14,000 in the Dow Jones index sometime in 2007 all the way down to 8,000 last I checked. So as an inves

Who Cares About Where The Stock Market Is Headed?

Where is the stock market headed? Any rally may simply be a "dead cat bounce". And while many investment experts are offering a variety of stock market predictions, some of those

Is There Such a Thing as Risk-Free Investing?

Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

Going All-In: What Texas Hold 'Em Can Teach You About Investing

Poker's not just about gambling anymore! Interested in investing? Have a lot of poker know-how but not much in the world of finances? Need an excuse to play some more? Read on for

Book review: Game Over

Stephen Leeb's new book makes that case that we're running into resource limits on every front--energy, metals, water--and that this problem is going to affect everything we do. T

Five alternatives to 0% yield U.S. treasuries

This week the 4 week T-bill rate was driven down to 0% and the demand for these treasuries was astounding. It seems that investors are so pessimistic that they are willing to acce

Book review: Spend 'til The End

My wife spotted this book at the library and brought it home, suggesting (based on the title) that it might be a sort of anti-Wise Bread that I could read and mock. When I started

The Highest Yielding "Safe" Investment Now - Tax Exempt Money Market Funds

Last year I wrote an article about how I used my Vanguard Tax Exempt Money Market Fund as a high yield checkings account, and this week I suddenly got quite a few hits for that art

The "Pa-Doink" Principle of Personal Savings

"Pa-doink" is the sound you hear when something small and heavy hits water. Think about a child throwing a coin into the fountain at a shopping mall: a toss and a pa-doink later, t

Book Review: Full of Bull - Do What Wall Street Does, Not What it Says by Stephen McClellan

Stephen T. McClellan is a seasoned securities analyst who has more than 32 years experience with several different well known investment firms. In his book Full of Bull- Do What W

Not free to be poor

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low st