investments

This Post Really Suk-kuks: Examining Islamic Finance

Posted 10 weeks 3 days ago by Jabulani Leffall

Personal Finance, Investment, Consumer Affairs

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.

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Book review: Cash-Rich Retirement

Posted 12 weeks 2 days ago by Philip Brewer

Personal Finance

Cover of Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to motivate you to put some serious money aside and take the time to learn how your 401(k) works?  If so, this is the book for you.

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Don't Become Overconcentrated In Your Company's Stock

Posted 32 weeks 6 days ago by Mark P. Cussen

Investment

If you, like millions of other Americans, have worked for a publicly traded company, chances are that at least a portion of your company retirement plan is invested in company stock. Over the years, the amount of stock in your plan has likely grown significantly. Of course, you do have other options you can diversify your plan into, but why should you? Your company’s stock is doing so well.

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Best asset allocation for your portfolio

Posted 37 weeks 12 hours ago by Philip Brewer

Investment

Eagle sculpture on a civil-war monument

This is the first Wise Bread post that I've been afraid to write. I've thought about it many times, but haven't even gotten as far as making notes until today, when I finally figured out why it was so tough: It's going to be wrong. Five years from now, there's going to be one investment that did better than any other. Every asset allocation, besides 100% that investment, will turn out to have been wrong. In the face of that, how should we go ahead and allocate our investment dollars?

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Insured Annuities for Wise Bloggers

Posted 44 weeks 1 day ago by Nora Dunn

Investment

cake

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guaranteeing all your capital too. Too good to be true? Read on....

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Mutual Funds for Wise Bloggers

Posted 45 weeks 3 days ago by Nora Dunn

Investment

pennies

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't always have the full scoop on the mechanics of mutual funds. Hence: this refresher article.

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Gold as an investment

Posted 46 weeks 6 days ago by Philip Brewer

Personal Finance

Real Gold Price in 1983 dollars/oz 1913-2006

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second look at the data.

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Credit squeeze (formerly know as a panic)

Posted 49 weeks 5 days ago by Philip Brewer

Personal Finance

New York Stock Exchange
There used to be a particular financial event called a panic. There were two famous ones around the turn of the last century: the panic of 1893 and the panic of 1907. A panic worked like this: Everything would be going along fine until something produced a lack of confidence, at which point people would take their paper money to the bank to exchange for gold. The banks, after paying out large amounts of gold, would be unable to make ordinary loans. With credit restricted, business began to grind to a halt--manufacturers couldn't borrow to buy raw materials, retailers couldn't borrow to take delivery of goods for sale, farmers couldn't borrow to buy seed, etc.

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Power Shop Your Way to Financial Independence: Eleven Strategies for Success

Posted 50 weeks 5 days ago by Myscha Theriault

Personal Finance

man with money

Love to shop? Just can’t stop? A slight shift in your paradigm and perspective could lead you out of debt . . . and straight to the bank.

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