Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

This Post Really Suk-kuks: Examining Islamic Finance

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Best asset allocation for your portfolio

This is the first Wise Bread post that I've been afraid to write. I've thought about it many times, but haven't even gotten as far as making notes until today, when I

Insured Annuities for Wise Bloggers

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guarantee

Mutual Funds for Wise Bloggers

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't a

Gold as an investment

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo

Credit squeeze (formerly know as a panic)

There used to be a particular financial event called a panic. [more]