13 Money Goals You Can Still Reach by 2017

We may be more than halfway through 2016, but that doesn't mean your money goals for the year have been for naught!

Who to Hire: A Financial Planner or a Financial Adviser?

Believe it or not, financial advisers and financial planners are not the same thing!

12 Personal Finance Skills Everyone Should Master

Budgeting and negotiation are just the tip of the iceberg. How many of these critical life and money skills have you mastered?

When Location Isn't King: How to Choose Income Rental Property

They say location is key when you're buying a home — but what about when investing in a rental property? Don't get stuck in the red!

These 13 Numbers Are the Keys to Understanding Your Finances

From net worth to inflation, brush up on these critical 14 numbers, and you'll be on your way to better financial well-being.

Do You Need a Financial Planner?

It doesn't take much — a new home, a new business, a wedding — to complicate once simple finances. It might be time to hire a pro.

15 Ways to Make Money Outside Your Day Job

You've only got so many hours in the day to sell to the Man. But if you're creative with what you've got, you can still give your finances a boost.

Watch Out for These 5 Sneaky 401K Fees

Don't let fees and plan costs sap your 401K earnings. Watch out for these five hidden retirement fees.

5 Expensive Life Essentials Worth Investing In

While it's good to scrimp and save, you may want to think twice about cheaping out on these life essentials. They're worth every penny.

5 Times You Shouldn't Rush to Pay Off Your Mortgage

Every homeowner dreams of owning their home free and clear. Before you rush to pay that mortgage down, consider what else your money might do.

How to Enjoy Retirement If You Haven't Saved Enough

You're ready for retirement in every way except your savings — now what? Catch up, supplement, and cut costs.

Here's How Much You'd Have Today if You'd Bought Bitcoins a Few Years Ago

The notorious crypto-currency is notoriously volatile. How much would you have today if you'd invested just $100 in Bitcoins a few years ago?

6 Smart Ways to Use Old Savings Bonds

Dig out those old savings bonds, find out what they're worth, and teach your bonds to do more than reliably collect interest.

3 Survival Instincts That Harm Investors

Following the herd was a good survival strategy for our subsistence ancestors. Today it's a good way to get your investment funds trampled.

HP Giving Away $500 to a Lucky Wise Bread Reader

To enter tell us your smartest investment. It can be anything! A degree, cooking lessons, hot stock, or a great pair of shoes.

Buy-and-Hold Investing: 4 Ways to Make It More Effective

The media is saying buy and hold is dead thanks to some fuzzy math and misinterpretation of what "long term" means. But here are four strategies that can turn buy and hold from a b

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

Tactics of the rich

There are things the rich do that working class and middle class folks don't. Some of them--living off the return on capital rather than wages or salary--are only available to the

Is There Such a Thing as Risk-Free Investing?

Most definitions for “investing” indicate that the term is used to describe money that is invested with an expectation of profit. This definition determines that an investment does

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl