IRAs

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

Certainties: Death, Taxes, And Change

What's certain about life: death, taxes, and changes in tax laws. So my best tax advice is "keep up with tax laws." Coasting along with financial vehicles and investm

Your 401(k) is not an investment

Your 401(k) is not an investment. Neither is your IRA. Those are legal compartments for holding investments. Your investments are the mutual funds, stocks, bonds, and so on that you've bought. [more]