late payments

6 Ways to Tell If a Credit Card Offer Is a Good One

That credit card offer looks awfully attractive. But is it really a good one? Time to read the fine print.

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

How a Goodwill Letter Can Save Your Credit Score

One money mishap can wreck your credit score. A simple goodwill letter just might help.

How to Fix Your Finances After Missing a Payment

No one is immune to financial blunders. If you miss a payment or bounce a check, don't worry — you can fix it.

Pay These 6 Bills First When Money Is Tight

If your monthly budget just went bust, make sure to prioritize these important bill payments first.

5 Financial Mistakes That Won't Hurt Your Credit Score

It might feel like every little money misstep gets reported to the credit bureaus, but sometimes, you're in the clear (at least with the bureaus).

Here's What Happens If You Don't Pay Your Taxes

If you think owing money to the mob sounds scary, try owing money to the federal government.

Avoid These 6 Mistakes Newbies Make With Their First Credit Cards

Getting your first credit card allows you to enter the financial mainstream. Be sure to avoid these common mistakes that can cost you.

8 Credit Repair Mistakes That Will Cost You

So you're ready take on your awful credit score. Be careful — making these false steps could actually do more harm than good.

7 Money Leaks You Need to Plug

You're dumping cash out the window (sometimes literally) if you don't plug these money leaks ASAP.

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

You Missed a Student Loan Payment. Now What?

Whoops — did you miss a student loan payment? Don't panic! Here's how to fix your situation.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

How Late Payments Affect Your Credit

Don't let runaway late payments wreak havoc on your credit score.

You've Defaulted on Your Loan. Now What?

If late loan payments have snowballed into default, don't panic. It's time to dust yourself off and get back on track.

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

6 Things You Should Never Do When Applying for a Credit Card

Keep your credit reputation ship-shape and you'll qualify for more — and better — credit later. Here's how.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

Here's What to Do If You Can't Pay Your Bills On Time

You're a day late and a dollar short — it happens. But when late bill payments become a problem, it's time to face the issue head on.