late payments

7 Money Leaks You Need to Plug

You're dumping cash out the window (sometimes literally) if you don't plug these money leaks ASAP.

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

You Missed a Student Loan Payment. Now What?

Whoops — did you miss a student loan payment? Don't panic! Here's how to fix your situation.

7 Reasons Your Card Got Declined (And How to Fix It)

"So sorry, that card's been declined." Here's why this ultra-embarrassment can happen — and how to make sure it never does again.

How Late Payments Affect Your Credit

Don't let runaway late payments wreak havoc on your credit score.

You've Defaulted on Your Loan. Now What?

If late loan payments have snowballed into default, don't panic. It's time to dust yourself off and get back on track.

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

6 Things You Should Never Do When Applying for a Credit Card

Keep your credit reputation ship-shape and you'll qualify for more — and better — credit later. Here's how.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

Here's What to Do If You Can't Pay Your Bills On Time

You're a day late and a dollar short — it happens. But when late bill payments become a problem, it's time to face the issue head on.