The Lowdown On Layaway
Posted November 18, 2008 - 07:47 by Julie Rains
Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for merchandise in full with paper (cash, check) or plastic (credit card, debit card), you enter into an agreement to pay over time, taking possession of an item after you have finished paying. From a financial-discipline and delayed-gratification perspective, layaway is a great concept. Here are questions to ask to make sure a layaway program makes sense for you.
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