Articles on Consumer Affairs

The Questionable Aspects of The Housing Bailout Bill - H.R. 3221

In my last article I wrote about the one aspect of the $300 billion dollar housing bailout that I thought made sense, but the full text of the bill known as H.R. 3221 is over 700

Seller Funded Down Payment Assistance Charities - Scammers or Saints?

The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored

The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?

On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar

Books on Uncle Sam's Shelf

I get free books in the mail every year. I don't have to review them, pay postage or do anything else with them. Uncle Sam sends them to me because I ask for them. These publicatio

Are some lives so empty that an iPhone 3G will fill the void?

In certain parts of the world (Russia comes to mind), people have stood in line for hours just to get some food. It’s messed up, but I get it. If standing in line for hours will re

Capital One: What’s In Your Envelope?

Just when I thought credit card companies couldn’t get any more wasteful, I received the mother of all credit card offers in the mail. Excited by what I thought was something wort

Emergency food supplies for the lazy skinflint

Anyone who's read Linsey’s great article on freezer emergencies will already have a great head start on saving your food, should the worst happen. But what about another solution a

Recalled Dog Food Companies May Pay for Damages

It has only been a year or so since the dog food scare that left pet owners frustrated, scared, and in some cases, heartbroken. The contaminated wheat gluten and rice protein foun

The financial wisdom of Fight Club

“The first rule of Fight Club – We Do Not Talk About Fight Club.” Everyone who’s seen the movie remembers that. But what about something Tyler Durden, the anarchist extraordinaire,

Making direct deposit safe for the garnished

The US Treasury pays more money to more people than just about anybody in the world. Last year it disbursed more than $1.6 trillion in 982 million individual payments. As you can

How Much Should Your Kids Know About Your Finances?

I know of parents who don’t ever discuss money with their kids. “They should be carefree at this age,” they claim. Money isn’t an appropriate topic for family conversation at the

How To Protect Yourself From Gasoline Thieves

Gasoline thieves are branching out from gas stations and targeting everyday consumers. Here are a few things to keep in mind to protect yourself.

“Free” category on Craigslist to be renamed “Haul away my old, bulky, broken crap for free.”

I used to love the “free” button on Craigslist. There were some killer giveaways on there, including things like antique movie projectors, great toys for the kids, ornaments, lamps

The Costa Rica Heist (Remix) A case for T.I.

The moral of the story: Getting travel insurance doesn't hurt. Cliff Notes Are in Italics.

7 tips to avoid watching a crappy movie.

How many of you do your research before you rent a movie or go to the cinema? I usually read a bunch of reviews and ask friends. Sometimes I’ll see a movie without reading any revi

Get ready; This will be the most successful blog article of all time.

So, what do you think of that? Like most people out there with common sense, myself included I hope, there's no question that’s a very silly name for an article. It almost begs for

Don't Greenwash Your Holiday

From hybrid car rentals to carbon offsets, green hotels to conservation oriented vacation packages, the number of options now available to the environmentally conscious traveler ar

Sticky prices

I'm old enough to remember when a piece of bubble gum was a penny. In fact, it was a penny for most of my youth--and had been a penny for a couple decades before I was born. As i

Unsolicited Phone Calls: How You Could Unwittingly Change the World

Amidst a crying baby, a noisy dryer, and the steam from my tea kettle, I barely made out the sound of my ringing cordless phone. The caller ID flashed “unknown caller – unknown nu

"Can you spare a square?" 5 quick tips on toilet paper usage.

That classic scene from Seinfeld got me thinking over the weekend. Is there a strategy for using toilet paper? Is it worth our time? But when I spend money to literally flush the p