Articles on Life Hacks

Financial Literacy Month Project: Setting Your Financial Goals

The latest report on U.S. savings didn’t look very encouraging. As the average savings rate dwindles (to almost zero in some demographics), it may see a bit overreaching to give ad

Protecting Yourself from Medical Billing Mistakes

By some estimates, up to 80% of medical bills out there have mistakes on them, so it’s in your best interest to know what you’re being charged for.

iStopOver: Earn Extra Income or Travel on the Cheap, and a Special Promotion for Wise Bread Readers

Many people have put their vacation on hold with the current economic downturn, or are searching for alternative ways to travel on the cheap. Other people yet are looking to earn s

Best Money Tips: A Better You

This week, Wise Bread's Best Money Tips roundup gives a shout out to fellow bloggers who have dedicated their blog posts to increased productivity, time management, life improve

Suze Orman Tells Us To Pay ONLY The Minimum On Credit Cards. Wait, What?!

You’re not seeing things. This is not an April Fool’s gag (although if I’d written this last year it would have been). No, this is Suze Orman’s latest advice and it is a complete 1

Medical Tourism 101: Listen Live for Big Savings

Have you ever wondered what the phrase “medical tourism” really meant? Are you looking for ways to cut back on healthcare costs (both at home and abroad)? We chat candidly with A

What Does “YMMV” Mean? The Official Guide to Decoding the Language of Frugality

You don’t have to browse the forums at hot savings sites very long to notice that super-shoppers have their own lingo. Before you let terms like “FAR” and “peelies” scare you away

Swoopo - great auction deals or great scam?

Today I stumbled upon a site called Swoopo. It is touted as a new auction site that combines shopping with entertainment. I took a quick look and it seemed like many items were s

How to recognize and answer illegal interview questions

In the United States job seekers are protected by a myriad of anti-discrimination laws. Despite these laws many potential employers still want employees that fit a narrow profile

How to Survive (And Perhaps Thrive) On a Teacher's Salary

In today’s economic climate, many people would be grateful to have any kind of salary, but it’s a fact that many teachers and other service professionals have always been strugglin

Obama Eases Treasury Costs with At-Home Money Printing Stimulus

Everyone is feeling the economic crunch these days, and that includes the Treasury department. It’s no news to anyone here that there has been increasing unhappiness with President

Will these car buying incentives get you to buy a new car?

This week President Obama rolled out an initiative for the failing American automakers to restructure. The plan proposes several consumer incentives to jumpstart auto sales. Her

The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.

I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s

Five Free Ways to Improve Your Life

Making improvements to your quality of life isn't always going to be about money. Usually, the sea changes that make our lives more livable are things that don't involve coupons or

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

AIG employees - Why you should donate your bonuses instead of returning it

Lately many top AIG employees who were targeted by Congress in the $165 million "Bonusgate" incident have returned their bonuses. Some people are still holding out, and in my opin

I Challenge You To Beat My Price.

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site)

Ordering Online Versus Calling it In: Which is Better?

Somewhere between the eight ball and the brick wall behind you, you find yourself stuck. Do you place your order for that product or service online, or through a customer service a

How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!

I’m a big fan of Howcast. Their website is a treasure trove of information, and you can also find their videos on popular sites like Metacafe and YouTube. Sometimes their advice is

How a Teenager Started A Multi-Million Dollar Online Business with a Parrot. UPDATED

Sit down and grab a cup of your favorite beverage. I’m about to tell you the remarkable story of a young man who has built a successful online business; one that makes in excess of