loan

Your Interest Rates Are About to Go Up

Posted 9 weeks 3 days ago by Andrea Dickson

Credit Cards

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like it.

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This Post Really Suk-kuks: Examining Islamic Finance

Posted 16 weeks 6 days ago by Jabulani Leffall

Personal Finance, Investment, Consumer Affairs

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.

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My car payments are too much! What should I do?

Posted 1 year 5 weeks ago by Andrea Dickson

Cars and Transportation

tire wheel

Last August, I decided to purchase my first new car ever. I had only ever owned used (and entirely paid-for) vehicles prior to this. I researched the type of car that I wanted and settled on a 2007 Mazda3. It's a sexy little hatchback. It's sporty, zippy, and has all the trimmings. Problem is, it's busting my budget. I decided to ask three of my favotire personal finance bloggers for advice on whether or not to sell.

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Business Plan Basics

Posted 1 year 12 weeks ago by Julie Rains

Entrepreneurship

failed business model t-shirt

I have a business and offer writing services so, on occasion, I have been asked to write business plans. Those making such requests are generally very eager, convinced of their no-fail ideas, and are being held back only by a lack of funding. Bankers do want to make loans but they also want to avoid loan defaults, so the would-be lenders ask for a business plan.

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How to Avoid Foreclosure

Posted 1 year ago by Andrea Dickson

Filed Under: Real Estate and Housing

What would you do if you were about to lose your home? What would you be willing to do to keep it? Is it even possible to keep it once you've missed a few payments?

Continue reading "How to Avoid Foreclosure"

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Share the love!

Posted 1 year ago by Sarah Winfrey

Filed Under: Investment

Street market

This Valentine's Day, share the love around the world!

Kiva.org allows anyone with at least $25 dollars to spare to provide a loan to an entrepreneur in the developing world. These entrepreneurs are pre-screened by organizations in the developing country, which means that the recipients of the loans are known to be hard-working, honest people who need (what seems to us) a little extra money to improve their business.

Continue reading "Share the love!"

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