loans

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.

Best Money Tips: Pay Off Student Loans Now

Today we found some fantastic articles on paying off student loans, personalizing your office space, and questions to ask before you quit your job.

Should You Lend to Friends and Family?

Lending money to friends or family is a generous thing to do, but it can also strain on your relationship. Read this to help decide whether or not you should.

Co-Signing for a Loan: 4 Things to Consider First

Co-signing a loan for anyone, including your child or best friend, could affect your credit. What to know before you sign.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

The Credit Crunch Myth: You Can't Fix What Ain't Broke

In an effort to fix the credit crunch, the American Recovery Reinvestment Act authorized $730 million in funding for the SBA. Only one problem: There may not be a small business

This May Be the Best Time to Negotiate Loan Terms

With credit at its tightest in over ten years, banks are hurting. For successful borrowers, that means loan terms and conditions may be more negotiable then ever.

What Every Business Owner Should Know About Collateral

Establishing the collateral value of an asset is often a point of contention in loan negotiations. Here are some rules-of-thumb to help you understand how a lender's likely to v

FINANCIAL IQ TEST: How Healthy is your Debt Management?

Are you on top of your debt – both logistically and emotionally? Do you maximize value while minimizing interest rates? Do you know what the different types of loans are, and how t

How to Prepare for a Home Purchase in 2010

The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.

Worried About Debt? Tips On Managing Your Loans

If you've got a lot of loans under your belt, you'll want to make sure that you're able to manage them well, or risk wrecking your credit by making a late payment somewhere. Deali

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

5 Strategies To Wipe Out Your Credit Card Balance

I try hard not to carry a credit card balance, but I know a few people who ignore the fact that their balance is building up to unmanageable levels. I personally feel that it's har

Best of Personal Finance: Credit Where Credit Is Due Edition

Credit cards are fun for the whole family, until the bills start rolling in and you are expected to hand over your hard-earned money for the stuff you bought on plastic. In this we

Could you determine someone's creditworthiness by his or her looks?

Today I read about an interesting study done by Rice University on the correlation between trustworthiness and looks. The researchers utilized the popular peer to peer lending sit

Is your credit score suffering without your knowledge?

Credit card companies are tricky little jerks during the best of times. But now, with a lousy economic forecast and limited access to funds that can be loaned to consumers, banks a

What's the Best Way to Get out of Debt?

Debt is the hottest topic on personal finance blogs around the world. Why? I would venture to guess it is because so many people are drowning in it

They used to call it "loan workout"

It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as