loans

5 Ways to Make Adoption Affordable

The road to starting a family isn't always direct — or easy to pay for. Make adoption more affordable with grants, tax credits, and creativity.

4 Reasons Why You're Too Old — Or Too Young — For a Mortgage Loan

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

Are You a Credit Invisible? Get Seen by Building Your Score

A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!

The 5/5 ARM Loan Just Might be the Best Mortgage Loan

Low initial interest rates and partial stability combine in the 5/5 ARM loan. Is the adjustable rate mortgage making a comeback?

The 5 Best Pieces of Financial Wisdom From Ben Bernanke

Helicopter Ben, the ex-Fed Chairman and high finance honcho, knows a lot about personal finance, too. Grab these pearls as they fall from the heights.

4 Lenders That Love Millennials

Many banks and lenders are reluctant to lend to the Millennial generation. These four lenders, however, are betting the kids are alright.

7 Ways Paying Off Student Loans Early Can Boost Your Finances

Did college cost you a pretty penny? If you work hard to pay off those loans, you'll reap the benefits of a huge financial boost.

5 Things Millennials Can Do to Buy a House Within the Next Decade

Millennials know from money woes. With some smart money moves, you'll be ready to buy your first home within the decade — or sooner.

When It Makes Sense to Apply for a Mortgage Loan Without Your Spouse

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.

6 Times It's Actually Okay to Be Underwater on Your Home

Many homeowners are still digging out from the housing crash. While we'd all rather have some equity, being underwater isn't always bad.

6 Money Moves to Make for Tomorrow's Mortgage

A home is one of life's biggest purchases. Long before you're ready to buy, prepare for the big step by making these smart money moves.

15 Surprising Ways Bad Credit Can Hurt You

We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!

10 Terrible Loans You Should Avoid

When an emergency occurs — and you don't have an emergency fund — you may be need to borrow. Skip these terrible loan offers if you can!

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

7 Ways to Pick the Bank That's Right for You

With so many banks — and credit unions! — vying for your business, it can be hard to choose. Here's how to find the bank that works for you.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.

Best Money Tips: Pay Off Student Loans Now

Today we found some fantastic articles on paying off student loans, personalizing your office space, and questions to ask before you quit your job.

Should You Lend to Friends and Family?

Lending money to friends or family is a generous thing to do, but it can also strain on your relationship. Read this to help decide whether or not you should.