Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

3 Reasons the Fed Is Keeping Rates Low (And What It Means for You)

Interest rates are STILL at the historic lows they've been since 2008. Here's why the Federal Reserve is keeping them that way — for now.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Here's How to Save Thousands on Your Mortgage

The difference between 10 years of interest and 30 of interest years can be tremendous, but the decision isn't easy. How long should a mortgage be?

10+ Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

4 Times It's Okay to Borrow From Your Life Insurance Policy

Borrowing from a life insurance policy is rarely a good idea, but the potentially lower borrowing costs can really help you out in a jam.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

Here's What to Do If You Can't Afford Your Mortgage Payment

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

5 Ways to Make Adoption Affordable

The road to starting a family isn't always direct — or easy to pay for. Make adoption more affordable with grants, tax credits, and creativity.

4 Reasons Why You're Too Old — Or Too Young — For a Mortgage Loan

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

Are You a Credit Invisible? Get Seen by Building Your Score

A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!

The 5/5 ARM Loan Just Might be the Best Mortgage Loan

Low initial interest rates and partial stability combine in the 5/5 ARM loan. Is the adjustable rate mortgage making a comeback?

The 5 Best Pieces of Financial Wisdom From Ben Bernanke

Helicopter Ben, the ex-Fed Chairman and high finance honcho, knows a lot about personal finance, too. Grab these pearls as they fall from the heights.

4 Lenders That Love Millennials

Many banks and lenders are reluctant to lend to the Millennial generation. These four lenders, however, are betting the kids are alright.

7 Ways Paying Off Student Loans Early Can Boost Your Finances

Did college cost you a pretty penny? If you work hard to pay off those loans, you'll reap the benefits of a huge financial boost.

5 Things Millennials Can Do to Buy a House Within the Next Decade

Millennials know from money woes. With some smart money moves, you'll be ready to buy your first home within the decade — or sooner.

When It Makes Sense to Apply for a Mortgage Loan Without Your Spouse

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.