Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Here's How to Save Thousands on Your Mortgage

The difference between 10 years of interest and 30 of interest years can be tremendous, but the decision isn't easy. How long should a mortgage be?

10+ Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

7 Easy Ways to Calculate Your New Car Budget

A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.

4 Times It's Okay to Borrow From Your Life Insurance Policy

Borrowing from a life insurance policy is rarely a good idea, but the potentially lower borrowing costs can really help you out in a jam.

5 Ways to Qualify for a Mortgage With a Small Downpayment

A 20% down payment isn't pocket change. If you can't afford 20% down on your mortgage loan, you still have other loan options.

Here's What to Do If You Can't Afford Your Mortgage Payment

If tough finances have made you miss some mortgage payments, it's time to get proactive with your lender — and your budget.

5 Ways to Make Adoption Affordable

The road to starting a family isn't always direct — or easy to pay for. Make adoption more affordable with grants, tax credits, and creativity.

4 Reasons Why You're Too Old — Or Too Young — For a Mortgage Loan

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

Are You a Credit Invisible? Get Seen by Building Your Score

A credit history shows lenders what kind of borrower you are, and without one, you may as well be invisible. Start showing lenders who you are!

The 5/5 ARM Loan Just Might be the Best Mortgage Loan

Low initial interest rates and partial stability combine in the 5/5 ARM loan. Is the adjustable rate mortgage making a comeback?

The 5 Best Pieces of Financial Wisdom From Ben Bernanke

Helicopter Ben, the ex-Fed Chairman and high finance honcho, knows a lot about personal finance, too. Grab these pearls as they fall from the heights.

4 Lenders That Love Millennials

Many banks and lenders are reluctant to lend to the Millennial generation. These four lenders, however, are betting the kids are alright.

7 Ways Paying Off Student Loans Early Can Boost Your Finances

Did college cost you a pretty penny? If you work hard to pay off those loans, you'll reap the benefits of a huge financial boost.

5 Things Millennials Can Do to Buy a House Within the Next Decade

Millennials know from money woes. With some smart money moves, you'll be ready to buy your first home within the decade — or sooner.

When It Makes Sense to Apply for a Mortgage Loan Without Your Spouse

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.

6 Times It's Actually Okay to Be Underwater on Your Home

Many homeowners are still digging out from the housing crash. While we'd all rather have some equity, being underwater isn't always bad.

6 Money Moves to Make for Tomorrow's Mortgage

A home is one of life's biggest purchases. Long before you're ready to buy, prepare for the big step by making these smart money moves.

15 Surprising Ways Bad Credit Can Hurt You

We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!

10 Terrible Loans You Should Avoid

When an emergency occurs — and you don't have an emergency fund — you may be need to borrow. Skip these terrible loan offers if you can!